🌻[新書介紹]"從0開始打造財務自由的致富系統:暢銷10年經典「系統理財法」,教你變成有錢人"
這陣子一些個股的飆法, 是不是讓您覺得賺錢很容易呢? 這並不是常態, 所以正確的投資與理財觀念很重要. 也請不要認為這樣(買這些飆股)能一夕致富喔.
今天要介紹的一本書, 就是作者藉由分享自己的理財方式, 希望讀者能夠參考自己的方法, 來有系統地打造一個理財計劃.
我年紀不小了, 所以不是這本書的主要目標族群😅, 不過倒挺建議剛入社會, 或是年輕人看看, 說不定會從裡面得到一些啟發. 你不理財, 才不理你. 如果能從年輕時開始擬定適合自己的理財計劃, 並養成習慣, 好好執行, 那財富指日可待!
柏客來網站:
https://www.books.com.tw/products/0010882103?loc=P_0004_053
🌻Fidelity Contrafund的Will Danoff訪談摘要
很扎實, 有內容的一篇訪談. 雖然不少內容都已經在自己的實作上了, 但有從他的談話中應證了以前的一些想法, 於是還是整理了一下筆記(不過也不是完全100%同意他的觀點就是(有寫在下方))
https://makingsenseofusastocks.blogspot.com/2021/01/fidelity-contrafundwill-danoff.html
🌻Microsoft(MSFT)財報結果
節錄CNBC的重點:
1. Azure revenue growth accelerated and came in above analysts’ expectations for the quarter.
2. Sales of new Xbox consoles didn’t hurt the margin of the Windows business as much as analysts had expected.
3. Revenue guidance for the company quarter beat expectations.
CEO的話:「過去1年裡,我們見證了席捲每家公司和每個行業的第2波數位化轉型的曙光。」
(中文文字來源: https://tw.appledaily.com/property/20210127/YQPVSZAXC5HV5GFAWVZACAT5QQ/)
原文: What we are witnessing is the dawn of a second wave of digital transformation sweeping every company and every industry. Digital capability is key to both resilience and growth. It's no longer enough to just adopt technology. Businesses need to build their own technology to compete and grow. Microsoft is powering this shift with the world's largest and most comprehensive cloud platform.
官方財報新聞稿連結: https://www.microsoft.com/en-us/Investor/earnings/FY-2021-Q1/press-release-webcast
🌻沒太follow ARK的新聞, 不過最近連續有三個媒體在報導. 這些基金對我來說, 算是動能投資的操作方式. 若碰到修正, 會拉回很多. 供參.
https://www.cnbc.com/2021/01/22/cramer-worries-about-investors-mimicking-ark-invests-cathie-wood.html
https://www.barrons.com/articles/ark-etfs-might-be-too-popular-for-their-own-good-51611234009
https://www.wsj.com/articles/the-story-behind-the-markets-hottest-funds-thematic-etfs-arkg-vegn-11610722419
🌻關於SPAC
高盛:美股的確已有泡沫現象 SPAC火熱
https://news.cnyes.com/news/id/4562981
GS的CEO在財報上也有提到SPAC: Goldman Sachs warned of the risks in SPACs"I do think SPACs is a good use case, versus a traditional IPO, and advantages for sellers and for investors and looking at this ecosystem. But the ecosystem is not without flaws. I think it's still evolving. I think the incentive system is still evolving. One of the things we're watching very, very closely is the incentives of the sponsors, and also the incentives of somebody that selling. And while I think these activity levels continue to be very robust, and that they do continue as we head into 2021 continue to be very, very robust. I do not think this is sustainable in the medium term...things I certainly think is the case is you have something here it's a good capital markets innovation. But like many innovations, there's a point in time as they start, where they have a tendency, maybe to go a little bit too far, and then need to be pulled back or rebalanced in some way. And that's something my guess is we'll see over the course of 2021 or 2022, with SPAC" - Goldman Sachs (GS) CEO David Solomon
Pictures來源: 出版社提供; https://www.cnbc.com/2021/01/26/microsoft-msft-earnings-q2-2021.html
同時也有10000部Youtube影片,追蹤數超過2,910的網紅コバにゃんチャンネル,也在其Youtube影片中提到,...
capital revenue 中文 在 Eric's English Lounge Facebook 的最讚貼文
[托福和雅思單字表+mp3] Business and Commerce
Audio file: https://www.dropbox.com/s/o6p57ufhkkpr66l/business%20and%20commerce.mp3
Desktop file: http://vocaroo.com/i/s1lrfdY58oh1
Use the audio file to improve your pronunciation of these words. The file can also be used as a simple listening and spelling test!
老師雖然每次在提供單字表時都會附上中文解釋(課堂上補充搭配的片語),但這只是方便學生更快知道這個單字最通用的意思,不代表是它最完整的涵義及用法。除此之外,有心的同學應該進一步使用其它工具查詢,最好是單字,配詞與句子一起背 (死背一個單字是無用的),再透過經常使用單字的方式,加強自己對單字的認知和應用。當然,你也可以利用老師或字典提供的單字音檔,進而增加自己對單字的辨識能力和發音!
學習單字的方式:
英文單字學習 I: https://www.dropbox.com/s/tq2ym9m3ihsbuy6/vocabI.pdf
英文單字學習 II: https://www.dropbox.com/s/eu51xclk7qxb211/vocabII.pdf
Free Online Dictionaries 免費線上字典和辭典: http://tinyurl.com/kzctz56
account (n.) 帳目;帳單;帳戶
accountable (adj.) 負責的
accountant (n.) 會計師
acquire (v.) 獲得
administrative (adj.) 行政的
advertising (n.) (總稱)廣告
agenda (n.) 議程
agreement (n.) 同意;協定
alternative (adj.) 可供選擇的事物、方式
announce (v.) 宣佈;宣告;公諸於眾
approach (n.) 方法
approval (n.) 贊成;同意
assess (v.) 評估(財產價值);評定
asset (n.) 有用的東西;優點;長處
assign (v.) 分配
attorney (n.) 律師
audit (n./v.) 審計
balance sheet (n.) 資產負債表
balance (n.) 餘額;差額
bankrupt (a.) 破產的;倒閉的
bankruptcy (n.) 破產
benchmark (n.) 基準;水準點;標準
bid (v.) 出價;投標;喊價
board (n.) 理事會;委員會;董事會
bond (n.) 債券
brainstorm (v.) 腦力激蕩,集思廣益
break a contract (v. phr.) 違約
breakthrough (n.) 突破;重大進展
bureaucracy (n.) 官撩主義
buyout/buy out (n./v.)買進全部產權;收購全部
capital (n.) 資本; 資金
carry out (v.) 執行;貫徹;
commerce (n.) 貿易
commercial (adj.) 商業化;商用的
commodity (n.) 商品;農產品
competitor (n.) 競爭者;對手
compromise (v) 妥協; 折衷;和解
concede (v.) 容忍;容許;讓步
conclusive (a.) 決定性的;勿庸置疑的
conference (n.) 會議;協商;討論會
conglomerate (n.) 企業集團
consensus (n.) 一致的意見;共識
consolidate (v.) 結合;合併;強化
consumer (n.) 消費者;顧客
contract (n.) 契約;合同
contractor (n.) 立契約人;承包商
contribute (v.) 貢獻
convention (n.) 慣例;常規;大會
converse (v.) 談話;交談
convince (v.) 使信服
corporate (adj.) 企業的; 團體的
corporation (n.) 公司
cost-effective (a.) 符合成本效益的
credibility (n.) 信譽
credible (adj.) 可信的;可靠的
credit (n.) 信用;信譽;功勞
criterion (n. / pl. = criteria) 規範;標準
currency (n.) 貨幣;流通;通用
cut down (v. phr.) 削減;縮短
dealer (n.) 商人;業者
debit card (n.) 存款戶持有的借方卡
debt (n.) 債;債務
decision making (phr.) 決策
decline (n.) 衰落;衰退 (v.) 下降
deductible (n./adj.) adj.=可抵扣/n.= (保險)扣除條款
deduction (n.) 扣除;扣除額
default (n.) 不履行, 違約, 拖欠
deficit (n.) 赤字;虧損額
demand (v.) 要求 (n.) 需求
demonstration (n.) 示範;實證
deposit (n.) 付押金;付保證金
devaluation (n.) 貶值
diplomacy (n.) 外交手腕;交際手段
discrepancy (n.) 差異;不同;不一致
dispute (n.) 爭端;爭執;糾紛;
dissuade (v.) 勸阻
due (a.) 應付的;到期的;該發生的
earnings (n.) 薪水;工資;收益
embezzle (v.) 盜用;挪用;侵佔(公款等)
employee (n.) 僱員
employer (n.) 雇主
endorse (v.) 背書;支持;贊同
enterprise (n.) 企業
entrepreneur (n.) 企業家;主辦人
estimate (v.) 估計;估價
evaluation (n.) 評價
exempt from (v. phr.) 被免除的;豁免的
expand (v.) 擴張;擴大
expenditure (n.) 消費;開銷
expense (n.) 消耗;消費
export (v.) 輸出;出口
finance (n.) 財政學;財政; 財源
firm (n.) 公司;商行
fiscal (a.) 財政的;會計的
fluctuation (n.) 波動;起伏;漲落
advertising (n.) (總稱)廣告
franchise (n.) 〔經營某公司商品或服務的〕特許經營權
forward (v.) 送到,轉號
franchise (n.) 經銷權;加盟權
free ride (n.) 搭便車
fund (n.) 基金;專款
gross (adj.) 總共的;全部的
haggle (v.) 討價還價
hedge fund (n.) 對沖基金(也稱避險基金或套利基金)
headquarter (n.) 總公司;總部;司令部
holding (n.) 土地;財產(常用複數)
import (v.) 輸入;進口
in exchange for (phr.) 換取
influential (adj.) 有影響
integrate (v.) 統合;整合
internship (n.) 實習
inventory (n.) 詳細目錄;清單;存貨
invoice (n.) 發票; 發貨清單
joint venture (n.) 合資投機活動; 企業
launch (v.) 開辦;展開;發起;開始
lease (v./n.) 租約, 租契, 租賃
long-range (a.) 長期的;遠程的
marketing (n.) 市場營銷
merge (v.) 合併;併吞
monopoly (n.) 壟斷;獨佔;專賣
negotiate (v.) 談判
obligation (n.) 義務
on behalf of (phr.) 代表
order (v.) 匯單;訂貨;訂單;匯票
organization (n.) 組織
outsourcing (n.) 外包
overdue (a.) 過期未付的
patent (n.) 專利 (v. =取得…的專利)
payment (n.) 支付;付款
pending (adj.) 未決定的;待決定的;
pension (n.) 養老金
persuade (v.) 說服;勸服
petition (n. / v.= petition for) 請願
phase (n.) 階段
postpone (v.) 延遲;延期
preliminary (a.) 初步的,開始的
premise (n.) 前提
procedure (n.) 程序
profit (n.) 利潤;收益;營利
propose (v.) 提議;建議
proposition (n.) 提案;建議;計畫
prospect (n.) 展望;期望
prospectus (n.) 計畫書;說明書
prosperity (n.) 繁榮;成功;興隆
purchase (v./n.) 購買
quota (n.) 定量;定額;配額
quote (v.) 報價
R&D (n.) 研發
reach consensus(phr.) 達成共識
real estate (n.) 房地產
receipt (n.) 收據
reconcile (v.) 調和;調解
remuneration (n.) 報酬;酬勞
rent (n.) 租金,租費 (v. ) 租用
retail (n.) 零售; (adj.) 零售的
return (v./n.) 回報
revenue (n.) 收益;歲入;稅收
rewarding (adj.) 獎勵的
rival (n.) 競爭者;對手;匹敵者
salary (n.) 薪資
scheme (n.) 設計;圖謀 (v.) 計畫
seminar (n.) 研討會;討論課;講習會
settlement (n.) 協議;支付
shareholder (n.) 股東
shipment (n.) 一批貨
skills and expertise (n.) 技能和專門知識
social security (n.) 社會保障
solution (n.) 解決方案
statement (n.) 聲明;陳述
stock (n.) 公債;證券;股票
stockbroker (n.) 證券和股票經紀人
strategy (n.) 戰略
subsidiary (n.) 子公司
supply (n.) 供應品;供應物;庫存
surplus (n.) 盈餘 (adj.) 過剩的量
tariff (n.) 關稅
tax (n.) 稅 (v.) 向……課稅
temp work (n.) 臨時工作
thrive (v.) 茂盛;興旺;繁榮
trade (n.) 貿易; 交易;商業 (v.) 交換;進行交易
trademark (n.) 注冊商標
undervalue (v.) 低估價值;看輕
voucher (n.) 保證人;憑證;折價券
warehouse (n.) 倉庫;貨價;大商店
withdraw (v.) 收回;取回;撤回;提款
yield (v.) 產生(效果,收益等)(n.) 產量;收穫量;收益
Related Words 相關詞彙:
Office 辦公室詞彙音檔: http://tinyurl.com/n584mo6
Business Idioms 1: http://tinyurl.com/lcjs5g7
Ancient Trade: http://tinyurl.com/m38ahxx
Complete List 完整托福和雅思單字表+mp3: http://tinyurl.com/lk3fglc