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There are riches in niches.
But what exactly are niches?
How do you pick a profitable niche?
And how do you pick a skill that you enjoy?
Watch this video to find out.
Comment below.
What is your specialty and who are you going to serve?
#danlok #passiveincome #millionaire #fumoney
DPM Tharman Shanmugaratnam presented Budget 2013 this afternoon. His theme was “A better Singapore: Quality growth, An Inclusive Society”.
Our immediate priority is to solve the housing and transport issues. At the same time, we must upgrade our economy through productivity and innovation. Budget 2013 will help our businesses cope with much lower foreign worker growth over the next few years. It also contains schemes to enable every Singaporean to benefit from growth. For example, the Wage Credit Scheme will incentivise employers to raise salaries of their lower-income workers, as the Govt will pay 40% of these salary increases for three years. We will also focus on promoting social mobility, especially through education, so that children from less privileged backgrounds are not disadvantaged in our society.
The Parliament will discuss Budget 2013 in the upcoming weeks. You can visit www.singaporebudget.gov.sg for more details about the Budget. - LHL
We had the Budget today. We are transforming our economy so that we can have quality growth – growth that all Singaporeans will benefit from, and which will allow a better quality of life. And we are taking further steps towards a more inclusive society – starting with the kids, helping lower-income workers, and providing greater economic security for our retirees, including those in the middle-income group.
Here's an extract from the Budget Speech that sets out the main directions our policies are taking. The specifics are in the full speech linked below.
http://www.singaporebudget.gov.sg/budget…/budget_speech.html
BETTER SINGAPORE: QUALITY GROWTH, AN INCLUSIVE SOCIETY
Many Singaporeans, through Our Singapore Conversation platforms, have been sharing their hopes for Singapore – the kind of home we want to build for our families and our children. There has been a rich diversity of views. But a common set of aspirations is emerging, a common vision of the future that Singaporeans want:
• A home with a strong Singaporean identity and sense of belonging
• A Singapore with a robust and vibrant economy, and with good jobs that enable a more fulfilling pace of life
• A home with strong families, and where our seniors can age with dignity
• A society that takes care of the disadvantaged
• A Singapore with affordable living
• A society with greater sense of togetherness, and where the Government and the people have a more collaborative relationship
This is the Singapore that we want to build together.
The Government is making major moves to support this endeavour. Since 2010, we have embarked on major steps to transform our economy so as to create better jobs and allow for a better pace and quality of life. We are also making important shifts in social policies, as announced in last year’s Budget, to foster a fair and more inclusive society.
We will need to make further moves. So that by the end of the decade, we will have a better Singapore, a better future for all Singaporeans.
Immediate Challenges: Housing and Transport
First, we have pressing challenges in housing and transport. The Government will spare no effort in resolving these problems.
We want to reduce the cost of housing relative to the income of young Singaporeans. Prices in the HDB resale market and private market have risen too rapidly in the cycle that began as we recovered from the 2009 economic crisis. We have taken major steps to cool the housing market. We have also ramped up the supply of HDB flats which will help first-time buyers book their flats faster as well as ease prices in the resale market. And we have increased supply of private housing through Government Land Sales. The Minister for National Development will speak more in COS about these immediate challenges as well as how we can ensure affordable, quality housing for Singaporeans over the longer term.
We have to make many improvements in public transport. Congestion and waiting times are a daily problem for Singaporeans. We are ramping up bus capacity, especially feeder services, to improve frequency and add new routes. We are accelerating the rollout of the additional 800 buses that we made provisions for last year. In addition, the Land Transport Authority will be tendering out routes to private operators.
Our rail network will expand by more than 50% by 2021. That is still eight years away. But in the meantime, we will see improvements that will help relieve congestion. Parts of the Downtown Line will start operating from the end of this year, and new trains will be added to existing lines from next year. We will also introduce other measures to reduce crowding, including significantly enhanced incentives for commuters who travel during the “shoulder” periods before and after the morning peak hour. The Minister for Transport will talk about these measures in the COS.
An Economy and Society in Transition
While we fix these immediate problems in housing and transport, we have to press on with our priorities to help Singaporeans have a better quality of life over the medium to long term.
We have to shift gears for an economy and society that is in transition.
We are no longer a developing economy, but we have not achieved the level of productivity and income of an advanced economy. At the same time, our own workforce is growing more slowly, and is gradually getting older.
We must make every effort to achieve quality growth: growth that is achieved mainly through innovation and higher productivity, and growth that will benefit all Singaporeans – our children, working families, our elderly and disabled.
Our strategies for achieving quality growth and an inclusive society are in fact tied inextricably together. Raising productivity is not just our most important economic priority, but enables us to build a better society. Higher productivity is the only sustainable way to raise incomes for ordinary Singaporeans, and provide jobs that give people a sense of responsibility and empowerment. Higher productivity is also necessary for us to shorten working hours over time and allow Singaporeans to enjoy a better work-life balance.
Our society is also facing the pressures of widening income disparities. This is happening in cities globally and in Asia, but it matters more to us because Singapore is not just a city but also a nation. We must take further steps to temper inequality. We also want to do more to enable our seniors to have a sense of economic security and fulfilment in their retirement years.
On both economy and society, therefore, we need to shift our thinking.
In government: where we are reshaping policies and driving new initiatives, especially to sustain social mobility and strengthen support for older Singaporeans.
In the business community: which has to innovate and adjust to the permanent reality of a tight labour market.
In our society at large: where we have to accord ordinary workers not just better pay but greater respect.
In the community: with non-profits and other voluntary groups pursuing the causes we all believe in, and working with an active partner in the government.
And for all of us individuals, to do our best to improve and to contribute to our country in our own ways.
Transforming Our Economy for Better Jobs
We are restructuring our economy. We began this in earnest in 2010, by:
• Tightening foreign worker inflows;
• Supporting enterprises in their efforts to upgrade operations and improve productivity; and
• Investing in our workers by heavily subsidising their training, in every skill.
We need to intensify this economic restructuring and skills upgrading so as to achieve quality growth. Although wages are going up in a tight labour market, productivity has lagged. If we do not do better in raising productivity, we will be caught in a situation where businesses lose competitiveness, and wages eventually stagnate. Both workers and businesses will be worse off.
We must help our SME sector revitalise itself. There are however wide divergences in efficiency amongst SMEs even in the same industries. Restructuring will unfortunately lead to some businesses being winnowed out, but the end result must be a vibrant and sustainable local SME sector. Every support must be provided to help the businesses which bring in more efficient techniques and service models, so they can grow in a tight labour market, and where possible make their mark internationally.
There are already many examples of SMEs transforming themselves, in every sector. For example in furniture manufacturing, local firms are training multi-skilled employees, relocating manpower-intensive activities, developing unique brands and carving a niche for themselves in overseas markets.
To make this economic transition, we must also harness the value of older Singaporeans and design jobs suited for them, as well as for other potential employees who are unable to work regular, full-time schedules. Flexible work practices must become more common, enabling employees to structure their work so that they have time for their families or for personal development like part-time courses. We should also make it possible for more employees to have the option of telecommuting from home or working from “smart work centres” near their homes, like what they have in Amsterdam and Seoul. The Government will work closely with businesses in these efforts.
Building a Fair and Inclusive Society
We are also taking major steps to ensure a fair and more inclusive society.
• First, to sustain social mobility. Meritocracy alone will not assure us of this. We therefore want to do more, starting from early in our children’s lives, to give the best leg up to those who start with a disadvantage. We cannot change the fact that children have different family backgrounds that bring very different advantages and disadvantages. But we want to find every way, at the pre-school and primary school levels, to help our children from poorer or less stable families to develop confidence and the self-belief that gives them aspirations of their own, and to help them catch up when they fall behind. And we will provide pathways to develop every skill and ability, so that every child can discover his strengths as he grows up, and can do well.
• Second, we must do more to mitigate inequality. We are making our fiscal system more progressive, by tilting our taxes and benefits in favour of the lower- and middle-income groups.
Currently:
i. A lower-income older worker receives a significant top-up of his income through Workfare each year.
ii. A middle-income family with a child in child care gets subsidies of $4,800 per year. If the child is in university, he can receive more than $8,500 in bursaries over the course of his studies, and get a subsidised government loan to pay off the remaining fees and cover study expenses. Children from lower-income families receive far more.
iii. Singaporeans with disabilities now receive substantially greater support. Both when young through early intervention under EIPIC, and as adults, where we provide a substantial incentive through the Special Employment Credit (SEC) for firms to employ them so that they can contribute and lead more independent lives.
iv. An older Singaporean in need of long term care can receive subsidies of $870 per month for home-based care or $1,200 per month if he is in a nursing home, following the changes we introduced last year. Those who need more help will get it through Medifund.
We will take further, significant steps in this Budget towards strengthening social mobility and increasing the progressivity and fairness of our system. In particular, with enhancements to Workfare, a low-wage worker who is 60 years old would receive a top-up of his pay of about 30%. This is in addition to what his employer can receive through the SEC, and the new Wage Credit Scheme, to be introduced in this year’s Budget, which will encourage his employer to up his pay.
While raising incomes is the best way to help lower- and middle- income Singaporeans cope with rising costs, this Budget will also include measures to help them more immediately. The most significant support will go to older Singaporeans, to help them with medical costs.
Taking all our measures together, including those which will be announced in this Budget, we are providing substantial benefits to lower- and middle-income Singaporeans. The full picture can be seen if we look at benefits over a lifetime, starting from a couple’s needs when they first have children, to the time they get old and need other types of help, especially with healthcare costs.
In total, over a lifetime, a young low-income couple with two children can expect to receive more than $600,000 in benefits in real terms (2013 dollars). (This comes from subsidies and other means-tested benefits for their children’s education, housing, healthcare, Workfare, the GST Voucher, and other schemes.)
This is much more than we used to provide in the past. In the last decade alone, we have more than doubled the lifetime benefits in real terms for such families.
When we take into account all the taxes that such low-income families will pay (mainly GST), they will get back far more in benefits. In fact, they will get more than five dollars in benefits for every dollar in taxes paid.
However, today’s generation of older Singaporeans will not benefit as much as younger Singaporeans from the enhancements in Workfare and CPF and other schemes. We want to do more for this senior generation of Singaporeans, who worked over the years, often with low pay, to build a better future for their children. They made today’s Singapore possible. We will do more for them. The Government is reviewing the system of healthcare financing and some other schemes to help them in their retirement years.
Finally, the Budget will make significant investments to nurture the sports and arts, which play a growing role in enriching life in Singapore. Over the next five years, we will invest 30% more in sports programmes, and more than double our investments to develop regional- and community-level sports facilities. The Government will also create a new Cultural Donation Matching Fund, to provide dollar-for-dollar matching for donations to the arts and culture.
In short, we are building a better Singapore: a more inclusive and caring society, with an innovative and dynamic economy, so that Singaporeans can have better opportunities and more fulfilling lives.
http://www.singaporebudget.gov.sg/budget…/budget_speech.html
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My buddy @Adam Lobo has been on @YouTube full time for over 3 years now and he gave some great insights on what to consider when you start a youtube channel.
Here's what we went through:
3:16 - Who is Adam Lobo and how did he start on Youtube?
7:57 - First thing to invest in, a good audio device!
11:11- Invest in good lighting
18:17 - What Camera to consider
21:15 - Can you use a GOPRO for Youtube?
23:30 - What is a good smartphone camera to use for Youtube?
27:40 - #Truestory of shooting yourself
28:37 - What editing software to use?
33:44 - What kind of content to create - stick to your niche!
36:30 - Easy way to market your video
38:20 - Be Yourself on Camera
39:58 - Don't listen to every feedback
40:50 - Always learn and upgrade your videos
41:30 - Collaborate with other Youtubers
42:20 - Making money on youtube?
You can find me here
Website: http://www.linoralow.com
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Tiktok: linoralow
The amount of money you make is in direct proportion of how well you understand YOUR market. The King of High Ticket Sales Dan Lok explains it here. Watch the whole series here: https://www.youtube.com/watch?v=kmvQbpWWimc&list=PLEmTTOfet46MqCUkqbbc3sCW8-2gEED5r
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You can download Dan Lok's best-selling book F.U. Money for FREE:
http://chooseyourniche.danlok.link
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https://www.youtube.com/user/vanentrepreneurgroup?sub_confirmation=1
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Dan Lok, a.k.a. The King of High-Ticket Sales is one of the highest-paid and most respected consultants in the luxury and “high-ticket” space.
Dan is the creator of High-Ticket Millions Methodology™, the world's most advanced system for getting high-end clients and commanding high fees with no resistance.
Dan works exclusively with coaches, consultants, thought leaders and other service professionals who want a more sustainable, leveraged lifestyle and business through High-Ticket programs and Equity Income.
Dan is one of the rare keynote speakers and business consultants that actually owns a portfolio of highly profitable business ventures.
Not only he is a two times TEDx opening speaker, he's also an international best-selling author of over 12 books and the host of Shoulders of Titans show.
Dan's availability is extremely limited. As such, he's very selective and he is expensive (although it will be FAR less expensive than staying where you are).
Many of his clients are seeing a positive return on their investments in days, not months.
But if you think your business might benefit from one-on-one interaction with Dan, visit http://danlok.com
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This video is about How To Choose Your Niche & Target Market - Successful Coaching & Consulting Secrets Ep. 7
https://youtu.be/SsoepKQzkuk
https://youtu.be/SsoepKQzkuk
MARCH FRAGRANCE HAUL 2017 (FRAGRANCES I BOUGHT IN THE MONTH OF MARCH) VLOG #2
Hey guys, I'm here to show you the fragrances that I bought in the month of March. I don't normally do fragrance hauls but I decided it was a nice day so why not. So I have both niche and designers for you guys today, and I'm also filming outdoors too! :)
---FRAGRANCE MENTIONED---
Valentino Uomo Intense by Valentino- This is not one of my favorite fragrance but it is a very nice one. In terms of iris dominant fragrances I would say this is the best one. It's not too thick, and not hard to wear. Very pleasing in the air and great for most season except for summer. Awesome mass pleasing fragrance. http://amzn.to/2mGRmun
Allure Homme Sport Eau Extreme by Chanel- This one is a true compliment monster. I’ve never been recognize so much for a fragrance before besides one other fragrance. It’s unbelievably great. Fresh yet delicious smelling. Projects very well, and last a good work day. It’s quickly becoming one of my most favorite designer fragrance of all time. http://amzn.to/2n4qljX
First Instinct by Abercrombie & Fitch- This is the teenage by the beach fragrance. Fresh, uplifting, and fairly unique. It has a very pleasing note of melon, which is rare to find in fragrances. I love the smell and if you're in highschool or college age, this is a definite must try. http://amzn.to/2nWhjWW
Aqva Amara by Bvlgari- This is the by far my favorite designer citrus fragrance. It's so strong, so manly, but not harsh. Crazy how they were able to make that possible. Affordable and great quality. http://amzn.to/2nW6hkv
Acier Aluminium by Creed- One of the hidden gem of the mainstream niche world in my personal opinion. It's a unique take and a classic barbershop scent. Creative use of metallic notes to give an appearances of a knight in shinning armor. Besides the metallic you're going to get a combination of dry spices and dried fruits. Surprisingly great reaction from my peers. Great performance and silage. Love it! http://amzn.to/2ntHuA6
Reflection Man by Amouage- One of the best niche fragrance in the world in terms of pleasing the crowd. It's formal yet casual. Sexy yet mysterious. You seriously cannot go wrong with Reflection Man for a crowd pleasing, versatile, niche fragrance. http://amzn.to/2mH4sYE
Owlcreek Aleworks by Solstice Scent- This is one of the best gourmand fragrances ever. Created by one of the best gourmand house in today's market. It smells very delicious and mouth-watering. It's on my Top 5 most delicious gourmand, and the house is on my Top 5 most amazing niche house. http://bit.ly/2nZ1OOq
Destrier by House of Matriarch- This is leather, hay, sweet grass, and musk. It's was inspired by the the popular TV show Game of Thrones. The fragrance gives off a farm like hay smell with a soft musk and leather to symbolize the war horse in Game of Thrones. Great artistic fragrance, well blended, and a must try for hay lover. http://bit.ly/2nW2mnO
MUSIC
https://www.epidemicsound.com/
WHERE I GET MOST OF MY SAMPLES
http://www.luckyscent.com/
https://www.scentsplit.com
MY TOP 10 DESIGNERS RIGHT NOW
1. http://amzn.to/2k59ME9
2. http://amzn.to/2kVuzsW
3. http://amzn.to/2lqfTPw
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MY VIDEO SETUP
Camera- http://amzn.to/2kVevr3
Lens- http://amzn.to/2lmrSSe
Microphone- http://amzn.to/2ktZ8VQ
Lighting- http://amzn.to/2ku1KmP
Filmora Video Editing Software http://amzn.to/2k5eWja
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Stay tune for more Top 10 Best Men Fragrances, Most Complimented Fragrances, Best Designer Fragrances, Best Niche Fragrances, Brand Reviews, and much much more.
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