【創業大冒險】 2021年高雄亞灣新創園進駐申請辦法公告啦
👉收件時間:即日起至8月20日(五) 17:30止
👉進駐須知在這裡:
https://pse.is/3kvdcw
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想了解園區更多資訊,快來電詢問!
►洽詢電話:(07)338-3827 Jenny Ciou邱小姐
►信箱:hello@yawan-startup.tw
►地址:高雄市前鎮區成功二路25號3F-1
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#亞灣新創園
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👉 Application Period: From now until 17:00 on August 20, 2021(Friday).
👉Application Form: https://pse.is/3kvdcw
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► Tel: +886-7-338-3827(07) Ms. Jenny Ciou
► E-mail: hello@yawan-startup.tw
► Address: Rm. 1, 3F., No. 25, Chenggong 2nd Rd., Qianzhen Dist., Kaohsiung City 806614, Taiwan (R.O.C.)
rent free period 在 wongnai.com Facebook 的最讚貼文
ในช่วงที่ผ่านมาเราได้ยินข่าวคราวการปิดตัวลงของร้านอาหารต่าง ๆ มากมาย และก็มาถึงคิวร้านระดับตำนาน “ร้านอาหารมุสลิมบางรัก” ที่อยู่คู่ย่านนี้มากว่า 90 ปี ที่เพิ่งออกมาประกาศว่าจะปิดทำการถาวรในเดือนสิงหาคมนี้
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อ่านบทความเต็ม ๆ ได้ที่ 👉 https://bit.ly/3jenSwP
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หากใครเป็นพาไปมาแถวนี้บ่อย ๆ เชื่อว่าต้องมีสักครั้งที่เคยได้ลิ้มลองอาหารร้านนี้ และแม้อาหารมุสลิมจะไม่ใช่อาหารยอดนิยมมากนัก แต่ด้วยรสชาติที่ปรับจนถูกปากคนไทย ทำให้ร้านแห่งนี้เต็มไปด้วยความทรงจำมากมายของผู้คนที่อยู่บางรั...
Continue ReadingIn the past, we have heard about the shutdown of many restaurants and arrived in the legendary queue of ′′ Bangrak Muslim Restaurant which has been published on this area for more than 90 years, announced that it will be permanently closed in August. This is it
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Read the full article at 👉 https://bit.ly/3jenSwP
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If you often take me around here, I believe that I have tried this restaurant and even Muslim food is not very popular, but with the taste of Thai people make this restaurant full of memories. People who stay some love for long time 🥰
In the day that everything is growing quickly. The shop has changed to almost never see the same person. But this shop is still unique. The chair is nine years old. Many people have been sitting and the same atmosphere in this shop for a long time. Beyond what many people think it's time to permanently shut down. Today we had a chance to talk to ′′ Mr. Manat Khawong ′′ the last generation of the shop's successor with many questions in our hearts.
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′′ Seriously, our shop has been lost for 50 years, but our auntie said it was ′′ if the aunt is still here, don't close this shop. It's a loss. Whatever it is, I will pay all of them. ' So we tried to help each other to stop the shop. This is because my aunt said that aunt loves this restaurant so much. Aunt has no kids, no family. This shop is my family. Aunt is happy when customers visit and spread delicious Islamic food for Thai people to try to eat until the last two months. Aunt is sick. It's heavy. I have been holding on to the hospital for 2 months until my aunt passed away peacefully. When we paid tax and rent bills for 2 hundred thousand baht. We can't continue to fight because of the customer during this period. I've been quiet. So we talked about if we still sell here, we can't continue. We decided to close this shop permanently so that we couldn't get into chronic debt
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'Even though I leave, may the food and shop I try to keep in memory of someone.'
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The strong willed of the auntie who has dedicated her whole life to keeping this shop alive ✨
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′′ When we really decided to close, our family would close quietly, but we thought that aunt was dedicated to this restaurant and we didn't know when we would have a chance to come back to cook for people to eat. Everything could be the last time we could get. I want to do my best. At least my shop is still in memory of someone like my aunt always wanted. So we announced that we will close permanently in the end of August. There is a foreigner who comes to Thailand. Haha. Yesterday he took photos and interviewed both of us and the people in the shop. He spent all day being here. We asked him what he was going to do. He said he wanted to save it for posterity to know that there was a very delicious restaurant here. If one day, we asked him what he Whoever comes here will be inspired to make this shop as good as this shop does. I hear this. It's refreshing that everything my aunt tried is not wasted
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Spices, spices and vibrant smell of a restaurant that hasn't happened for many years. Today, many people are back here again. Taste food in full memory. We noticed around the shop that every table would have to have ′′ beef soup ′′ (80) Baht) Place the highlight in the middle of the table. This bowl boils the meat until it's soft. There is a tendon to chew. Spicy and spicy soup to the heart 👍
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Another menu that we have tried is ′′ Goat Biryani ′′ (190 Baht). Goat meat that leads to the process of cooking until it's soft to the rice with spices and ′′ Chicken Curry ′′ (50 Baht) serving. It's good to come. There is a soft chicken drumstick. One piece of melted beef with oil absorbing spices. Let's say that these 3 menu shouldn't be missed. 😋
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For those who miss or who have never tried to come to Islamic Restaurant, Bangrak can stop by until today, August 31, 2563 The shop will be open from time to time. You can call for reservation at 02-234-1876 or if you are inconvenient to come. It's a long time but I have to do everything. Don't regret it because I can still order LINE MAN. Ready to ship. Good taste to anywhere.
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🍴: Muslim restaurant separates the red light Bangrak Silom
📍: 1340, Charoen Krung road, Bangrak, Bangkok. (Three separate Silom Bangrak)
📞: Call 022341876
⏰: Open everyday 06.30-17.00 hrs.
🛵: Order LINE MAN here! 👉🏻 https://bit.ly/3goo4rC
⭐️: See More Coordinates & Reviews 👉🏻 https://www.wongnai.com/restaurants/11803Ic
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#Wongnai Find restaurant information from around the country and share reviews on Wongnai app ▶️ Free download here >> http://bit.ly/2U0bdnTranslated
rent free period 在 Pakar diari hati Facebook 的精選貼文
10 tips beli rumah . jom ruang kan masa membaca . tak salah kita menambah ilmu . 😊
1. Pilih Loan Yang Betul
Pastikan loan pertama yang anak muda buat dengan bank adalah loan rumah. Bukan loan kereta. Ini adalah kerana loan kereta akan menyebabkan komitmen anak muda semakin tinggi dan kelayakan di pihak bank untuk beli rumah semakin berkurangan. (Kalau nak pakai kereta jugak, pastikan guna nama orang abang, kakak, atau ayah. Asalkan bukan nama kita. Nak senang lagi, mintak nak...
Continue Reading10 tips to buy a house. Let's space the time to read. It's not wrong for us to add knowledge. 😊
1. Choose The Right Loan
Ensure the first loan that young people do with the bank is a house loan. Not a car loan. This is because car loans will lead to young people's commitments getting higher and the qualifiers on the bank to buy houses are reducing. (If you want to use a car, make sure to use the name of your brother, sister, or father. As long as it's not our name. Want to be easy again, asking to continue paying their car)
2. Use Company Accounts As CashFlow
If young people do business, make sure that customers bank in to the company account. Not a personal account of young people. If the customer banks into a personal account, it will NOT be counted as INCOME. So, lose it there. If anyone missed it, transfer back to the company account with a note ′′ CASH SALES ". If you are eating your salary, and within the same time your own business, register the company. ENTERPRISE is enough.
3. Pay KWSP
If young people are doing their own business, make sure to set your salary for yourself and pay your own business. When applying for loan bank later, there will be 2 types of income of young people. That is income from business, and income from your own salary. For salary payment, use company check to pay. Avoid transfer online only. And make sure to make Payslip and cop together.
4. Don't Influence ASB Loan and Personal Loan
Don't be quick to take ASB Loan or Personal Loan. Because this type of Loan is always the factor that leads to our home bank rejected loans. If you want to take ASB Loan too, make sure that after passing your home loan, then take it once. For me, if you plan to buy a second property, don't take an ASB loan anymore. Because usually the bank will offer us after we pass our first home loan. (but it's different if your income is big, if just taking ASB Loan and monthly payments doesn't give a big effect on your DSR, it's okay.
5. Buy First Home For Investment
For the first home, make sure you buy for investment purposes. Why did I say that? Because if young people buy to sit by themselves, it will be a expenses for young people. It's different if young people buy it in cash. Investment is also divided into two. Either Cash Flow or Capital Gain. If young people choose to cash flow investment. It means young people rent the house to others. Ensure the rent given is nothing less than the bank's monthly payment. Another one is Capital Gain. This means, young people buy a house at a certain period, and when the value of the house increases, young people sell / flip the house and get profit from the sale. This way is called Capital Gain.
6. Don't Combine The Name Of Husband Wife When Buying
Avoid combine the name of husband and wife while buying a house. This is because, everyone is only eligible to get a 90 % loan for two houses only. If the 70th house, only get a loan for 70 %. This means, if you follow the rules, a couple of wives will be able to buy 4 houses. But if combine the name, it will be only 2 houses to get a loan of 90 %. So, you'll lose it. The right rule for a husband and wife is... Buy 4 houses, 1 to sit alone, and 3 more for rent. It's a profit from renting that house to pay monthly for the house that you sit. Isn't it like sitting like that?
7. Ensure CCRIS Records CLEAN
CCRIS record is a record from Bank Negara that collects our debts with financial institutions in Malaysia. To make it easier for you before you decide to make a home loan, make sure you check your own CCRIS record first. Later you'll see your debt list and next to your monthly payment list. If it's 0, it means your record is clean. You're a man of mind. If it's 1, this means there's 1 months out, then 2,3,4 and so on. The way to check is to go to the National Bank and use the machines provided. Or now can apply online only. I'll show you the other day.
8. Three Types Of Home You Need To Know
There are three types of homes you can buy.
FIRST - undercons house (meaning under construction). Usually undercons homes are suitable for people who plan on FLIPPING (Selling) when they're done. If you're looking for a house with discount 7%, then you just need to remove 3 % capital. If you can find a house that gets 10 % discount, then you don't need to withdraw the capital to pay deposit.
BOTH - House of subsale. (means the house is done and has someone else's name). For this type of subsale house, a very large capital is required. If the house is RM500, 000, then a deposit of RM50, 000 is required. Added again with legal fees, etc.
THIRD - Auction House. Among these three types, auction houses are at very high risk. But it's okay.. high risk, the return is high.. If winning auction bid is much cheaper than market price, you'll be lucky.. For auction types, you need to study in terms of market value, house state, neighborhood and others before committing to join the bid. If you ask me, I'd rather buy a UNDERCONS house. 😊
9. Buy Undercons Home
If you choose to buy a house under cons, then choose a big developer. Examples like SP Loyal, IJM Land, Sime Darby, Worldwide and others. The first reason why to choose this developer is less risk. Meaning, the risk for abandoned projects is very low. If you choose a developer with no name, the risk is very high because they may lack capital or have other problems and cause the project can be abandoned. We will lose too later.
Second reason, if a big developer, they usually provide many benefits to their property buyers. For example, 5 %- 10 %, free air conditioner, alarm system, vinyl floor and more. Additionally, big developers will usually provide plenty of facilities in a residential park that they are developing. Look at SP Loyal example. So lucky people buy a house in this nature. How many new facilities they get. For example, there are malls, mosques, banks, parks, and more.
10. Buy Following Skills
Buy a house according to ability. Don't follow the lust. Yerlah, sometimes we are affected by friends who buy big houses, we also want to buy a big house. Loan may be able to pass.. but when entering the monthly payment chapter, it's really burdening you. Monthly commitment is higher than the income you get. Last-last, outstanding! So, to avoid this happening, before deciding to buy any house, make sure you count first about your monthly income ability to pay the house later.
11. Extra Tips
It's normal if loan for the first house, the bank wants to see your CCRIS record. Depends on some banks too. If you have never made a loan with a bank, then your ccris record is empty. And banks can't judge how discipline you are on loan payment. So, if this problem happens to you, there are 2 ways you can do it.
FIRST, you apply credit card and use it. The way to use the correct credit card is, swipe during the day, and at night keep paying back the credit card. This is to prevent you from forgetting to pay.
, make personal loan in the lowest amout in Easy RHB. This way, the bank will see a track record that you are a good debt payer.Translated