🌻另一個Zoom會議(第二次貼......有補上一些內容)
繼上次的年報導讀會議後, 讓我們再做另一個會議! 這次很榮幸邀請到一位對估值很有見解的股友前輩來帶大家了解估值(恩, 這次我會是主持人, 不是主講人).
主題: 估值(valuation)分享會(Cat: 這不算基礎的估值會議)
主講人: 小揚(from安泰價值投資)
https://www.facebook.com/antaiinvestment (此為小揚的粉絲頁)
參與者: 具基本估值能力. 若打算參加者, 請事先跟我(請私訊)提出一個關於估值的case study, 到時候可在會議中分享(最好是以投影片形式呈現, 這樣到時候好跟大家分享). 若有估值的問題, 也可以提出.
Case study可以是美股, 也可以是台股.
時間: 台灣時間07/10 (周六)晚間９點.
預計一個小時(不會像上次那樣冗長了😅): 前30分鐘由小揚做分享, 後30分鐘大家分享估值案例&提問
進行方式: 以Zoom進行(之後會私訊會議資訊給參與者)
🌻Morgan Stanley Mid-year Investor Outlook: A tricky transition
https://www.morganstanley.com/ideas/midyear-2021-global-markets-outlook
🌻在您投資生涯中, 有沒有一些觀念讓您受用很多?
下面這位投資名人的好觀念影響我很深. 他的意思是, 一般投資人, 只要能説出三個買一家公司的理由, 就很夠了. 這也迫使我, 每次在買股票時, 問自己對這家公司的了解有多少. 也會去衡量公司的優點與缺點在哪裡.
"It is vital (重要的) that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks."
全文在此:
Jim Cramer: In Times Like This, Go for the Easy Money
Look at the stocks you own. Can you tell me why you've got them? If you can't answer the following three questions, then have a look at several I like right now.
We've endured the meme stock craziness, with all of its love for heavily shorted stocks. We have watched the collapse of bitcoin to levels viewed as shocking, even if they are still more than double where they were not that long ago. We've dealt with Fed officials making it clear that they are no longer on the side of the bulls or the bears. They are on the side of job growth, but are wary of inflation. We've seen the end of the rush to get vaccines, which means that millions of people are going to get the new COVID variant, because there is no natural immunity to it. We've watched as the hopes for an infrastructure bill have collapsed. We've endured shortages of everything from chips to plastic to imported goods and labor.
And we're still standing, yeah, yeah, yeah.
Yep, we are in one of those halcyon moments, where the masks are off -- even if they shouldn't be -- and Americans are back doing what they do best: consume, spend, go out to eat and then consume and spend some more.
There are times in the stock market where the collective mindset is revealed. This is one of those times: Things are cool, it's not a big moment, there's no real news for a bit, it's the historically strong period and we can reach some conclusions about where we are.
When things are like this, it is important to remember that buyers like to revert to tried-and-true companies that thrive no matter what. These are companies that have an edge and are better at what they do than other companies.
You know that I am a great believer in index funds, that the average person doesn't have the time or the inclination to research individual stocks. It's a difficult barrier. I think you need to make time to read the quarterly report and listen to the conference call, to Google articles and, if possible, get some research about the companies you own. It is vital that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks. I am reminded by this, because, once again, without a mask, I can be recognized and if I am not holding "Nvidia the Second," I can carry on a conversation.
I have had many in the last two weeks and when I have asked this litany of questions, I find myself at a loss as to why almost no one knew what they owned. But they thirsted for individual stocks, because they, like me, think things are better post pandemic. No, that's not a facetious comment. Many, many stocks did better with a stay-at-home economy. A huge number.
So what do I do? I revert to what others do when you are stumped about how to stay in touch with stocks, but want to do less homework. That means buying stocks that are accessible, not stocks like Unity (U) or Snowflake (SNOW) or Twilio (TWLO) or Okta (OKTA) .
I revert to normal businesses people know and I suggest they Google some articles, peruse the conference call, but, above all, like the company's products so you can buy more if it goes down.
Here's some that I have been telling people I like:
First is Ford (F) . I think the Ford lineup is amazing. The electric F-150 series will be incredible. I am eager to get a Maverick for my family, because it is a smaller pickup that will get the job done for the myriad little things I need to do with this farm I bought from that crazy bitcoin foray. I like the competitive edge of the CEO, who says he is going to bury Elon Musk when the Lightning comes out. I even think the Bronco is cool as all get out. Most important, though? I think the chip shortage is ending. My semiconductor friends are telling me the foundries are producing more feature-rich chips and that means Ford can pump out the trucks small business people love and need. Plus, the used car prices at last have plateaued, according to their most important pricing index. Halcyon times.
Second, Costco (COST) : The samples are coming back. Tell me you don't love the samples. You need things in bulk. You want low prices. You want to get all of the things that people don't think of with Costco, like insurance, hearing-aids -- hey, they are a fortune -- jewelry, things around the house. You go and you will buy far more than you first came for. My kind of store.
The kids love this American Eagle Outfitters (AEO) , which we just bought for my charitable trust, which you can follow along by joining the Action Alerts PLUS club. Jay Schottenstein, the CEO, came on "Mad Money" recently and it's clear that his Aerie model has real staying power: 26 consecutive quarters of double digit growth. No flash in the pan, that one. Number one brand in jeans for the 15 to 25 year old group. The best in the mall. How did I know this? I see the credit card bills.
I got up this morning to do my physical therapy. I have been doing it ever since I hurt my back in February. I have this really cool pair of sneakers that fit me perfectly and I love them, but I am fortunate enough to have a vacation house and I am always taking those shoes with me.
So I went on Amazon (AMZN) this morning and lo and behold I saw them for half price. I bought two pairs. Then I went over everything I have bought in the last year and got a bunch of those things. Then I bought a pair of binoculars, because mine were stolen. I paid half price.
Yep, Amazon's universal. I was talking to Alexa, while I was ordering, getting some new music on, asking questions. I saw that despite all of the Sturm und Drang of Amazon being late with things, all the delivery dates were within range. I didn't click on any ads, and I didn't need the speed of Web Services, but the whole thing reminded me about how special the darned company is. I don't care if it's ahead or behind plan for the moment. I would just buy some more when it goes down.
Finally, Apple (AAPL) . I think people who don't own Apple should look what they are holding at this very moment. Yes, right now. Or look at what's in your lap or on the table besides your fork. And then think about the bill you paid last night without knowing it. Think about what you bought in the App store yesterday. Think about what would happen if it would break or get stolen or, left in the Uber (UBER) , or heaven forbid, be dropped into the pool or in the, yes, toilet.
There, that's what you buy in halcyon times. Stocks of companies you know that if they go lower, because things get less halcyon, you are fine with it and buy more. If things go up, believe me, you will participate.
So accept the moment. Don't try for the hard money. Go for the easy kind. That's the best kind.
https://realmoney.thestreet.com/jim-cramer/jim-cramer--15692051
Picture: 牡丹(peony)花開. 恨不得院子裡有一塊地是牡丹園.
apple news plus台灣 在 [心得] Apple News+ 心得- 看板iOS - 批踢踢實業坊 的推薦與評價
Apple News+ 服務我真正有專心在用的時間大概一個禮拜
主要分三塊：
1.最新消息
2.報章雜誌
3.有聲系列
新聞方面其實我看的不多，就針對報章雜誌區跟各位介紹
這邊是報章雜誌區的入口，我會看的東西比較偏宅男，就給各位看看自己平常看得區域
這邊是嗜好區(Hobbies)，我自己主攻數位相機跟遊戲雜誌的，但其實很少看啦
我大都玩iphone跟switch的遊戲，早就沒用PC玩遊戲了XD
車輛動力區，我比較會看重車的雜誌
親子兒童雜誌區，大概5成是兒童類別雜誌，5成是類似親子教養雜誌，最常看的區域
男性流行區(當然也有女性流行區)
科技雜誌區，第二常看的區域
雜誌內文操作介面方面，有點類似幾年前WIRED雜誌數位版付費版那種形式
(現在不知道是不是還是一樣)
就是章節移動：左右滑動，編輯的話->第一章->廣告->第二章.....以此類推
內文移動：上下滑動
廣告多半是靜態平面展示，GQ之類的流行雜誌會有動畫雜誌
內文的互動性還是輸WIRED數位雜誌(畢竟人家是專門為自己做的)
我自己同時也有用日本DMM還有
日本Kindle(靠日本Amazon Prime會員帳號可以看一些免費)的會員
數位內容有地域差別，所以就不提了
介面絕對是Apple News+把這兩家壓在地上摩擦
Kindle的Prime reading最近改惡，很多書都不能免費看了，之後可能就加減看看
DMM其實就是個買數位書籍的地方
真的要跟Apple News+比看到飽，其實應該是拿U-NEXT才對
U-NEXT我用了半年，每次看個什麼東西都要走VPN，有夠麻煩後來退掉了
給各位看看這兩家的介面
日本Kindle：
要看得先下載，可能就是資料庫大吧，不然Kindle的介面真的還好
DMM：
可以即時調明暗、下書籤跟跳章節，我覺得比Kindle流暢很多
以上就是Apple News+的大概使用心得，以及與其他APP介面的比較心得
有興趣的人可以自己試試看
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 59.124.224.19 (臺灣)
※ 文章網址: https://www.ptt.cc/bbs/iOS/M.1614841508.A.35C.html
※ 編輯: ohwahahaha (59.124.224.19 臺灣), 03/04/2021 15:08:25
主要是我台灣icloud買了90GB空間，但是Apple One Premier是用美國帳號買的事情
後來有位版友提到改用邀請家庭成員的方式就可以解決問題
於是我就稍微準備了一下，趁著Apple One Premier還在跑退費程序的當下測試了一下
1.自己的iphone xs max => 台灣apple帳號
2015 12吋new macbook => 台灣apple帳號(裡面資料跟台灣icloud連結)
老婆的iphone 12 pro => 台灣apple帳號
2.先拿沒什麼在用的iphone 5s登入美國帳號，發出家庭成員的邀請
3.接著讓1.提到的所有機器接受邀請，即刻開始2TB的雲端容量
除了老婆的手機沒測試外，其他的設備都可以完美使用Apple One Premier服務
而且依舊保持在台灣帳號的狀態
Apple也同時退費：1.台灣icloud 90GB的費用
2.美國Apple Music的費用(原價USD14.99/月，因為用了幾天
退了USD13.6x元)
家裡的Apple TV也同步享受Apple One Premier服務
(Apple TV也是用台灣apple帳號登入的)
不過macbook要改地區，不然news+沒辦法看雜誌
手機比較沒這問題，畢竟要轉到美國地區News app才會自動出現
照理來說老婆那台iphone 12應該可以聽美國apple music啦
回家測試看看再跟大家說
※ 編輯: ohwahahaha (59.124.224.19 臺灣), 03/04/2021 16:33:35
※ 編輯: ohwahahaha (59.124.224.19 臺灣), 03/04/2021 16:34:54
※ 編輯: ohwahahaha (59.124.224.19 臺灣), 03/04/2021 16:36:17
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