早前受HSBC Private Banking邀請擔任演講嘉賓,預備演辭時除了分享人生經歷,就想自己有沒有些人生座右銘可以分享,又可以讓年輕人易入腦一點?
💡Learn from the past but not stuck in the past
💡Never too late, never too early
以上兩句都是個人經驗綜合而得,也經常用來提醒自己的座右銘。
我們都喜歡「話當年」,但有沒有想過我們不知不覺間被過去規限了自己,令人生難以在「當年」後再創高峰?當年我拎10A,當年我跑第一,向人娓娓道來以前威水史⋯⋯那麼⋯⋯現在呢?當日我跟年輕人分享 “Learn from the past but not stuck in the past”,那天想帶出的意思是,「過去」總是美好,我們對「未來」總是期待,「現在」是正要付出,最辛苦,最難捱,最多未知,最容易放棄的時刻,當你百分百投入將當下最到最好,成就出最美麗的過去,縱然失敗了,也能從中學習,令自己將來做得更好;一味想當年,只會令自己原地踏步。
記得Q&A環節時司儀問我為何選擇在那個時候創立Ta Pantry,其實無人知道幾時係perfect timing,我們沒有水晶球看到未來永遠說太遲/太早,最後就是一事無成。每想開始一件事之前我們要先衡量,想像最好的畫面,也要有最壞的打算,負擔到後果就go ahead吧!創立Ta Pantry時,我儲了一年錢作營運開支,在零收入的情況下用作支付餐廳所有開支,自己衣食住行,如果行不通,這個創業夢就要醒。如果還左想右想不如儲多少客人/做好什麼宣傳才開始,時間唔等人,當時我27歲了,再想再計劃太多我永遠實行不到,“Never too late, never too early” 大概就是這個意思。
當日的分享我無法為年輕人瓦解所有難關,也無法教導他們應投身哪個行業,因為每個人的天賦理想都不同,但我教的是克服難關的心態,正面樂觀的去處理💪🏻有今天的成就,除了要多謝我自己,還要多謝我老公Sunny,好感恩一直以來,雖然我們從事兩種不同行業,老公一直支持我,讓我有正面的心態面對眼前每個難關,人生高峰和低潮都有你陪我走過,無憾♥️
#多謝老公
#其實我仲要多謝我自己
#EstherSham
#lifecoaching
#女廚師
#人生教練
#HSBC
#HSBCPrivateBanking
#EntrepreneurLife
#HKEntrepreneurs
#NextGenerationProgramme
#MotivationalSpeaker
#WomenEntrepreneur
#WomenChef
#TaPantryPrivateKitchen
#MaisonEs
go ahead意思 在 貓的成長美股異想世界 Facebook 的最佳貼文
🌻另一個Zoom會議(第二次貼......有補上一些內容)
繼上次的年報導讀會議後, 讓我們再做另一個會議! 這次很榮幸邀請到一位對估值很有見解的股友前輩來帶大家了解估值(恩, 這次我會是主持人, 不是主講人).
主題: 估值(valuation)分享會(Cat: 這不算基礎的估值會議)
主講人: 小揚(from安泰價值投資)
https://www.facebook.com/antaiinvestment (此為小揚的粉絲頁)
參與者: 具基本估值能力. 若打算參加者, 請事先跟我(請私訊)提出一個關於估值的case study, 到時候可在會議中分享(最好是以投影片形式呈現, 這樣到時候好跟大家分享). 若有估值的問題, 也可以提出.
Case study可以是美股, 也可以是台股.
時間: 台灣時間07/10 (周六)晚間9點.
預計一個小時(不會像上次那樣冗長了😅): 前30分鐘由小揚做分享, 後30分鐘大家分享估值案例&提問
進行方式: 以Zoom進行(之後會私訊會議資訊給參與者)
🌻Morgan Stanley Mid-year Investor Outlook: A tricky transition
https://www.morganstanley.com/ideas/midyear-2021-global-markets-outlook
🌻在您投資生涯中, 有沒有一些觀念讓您受用很多?
下面這位投資名人的好觀念影響我很深. 他的意思是, 一般投資人, 只要能説出三個買一家公司的理由, 就很夠了. 這也迫使我, 每次在買股票時, 問自己對這家公司的了解有多少. 也會去衡量公司的優點與缺點在哪裡.
"It is vital (重要的) that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks."
全文在此:
Jim Cramer: In Times Like This, Go for the Easy Money
Look at the stocks you own. Can you tell me why you've got them? If you can't answer the following three questions, then have a look at several I like right now.
We've endured the meme stock craziness, with all of its love for heavily shorted stocks. We have watched the collapse of bitcoin to levels viewed as shocking, even if they are still more than double where they were not that long ago. We've dealt with Fed officials making it clear that they are no longer on the side of the bulls or the bears. They are on the side of job growth, but are wary of inflation. We've seen the end of the rush to get vaccines, which means that millions of people are going to get the new COVID variant, because there is no natural immunity to it. We've watched as the hopes for an infrastructure bill have collapsed. We've endured shortages of everything from chips to plastic to imported goods and labor.
And we're still standing, yeah, yeah, yeah.
Yep, we are in one of those halcyon moments, where the masks are off -- even if they shouldn't be -- and Americans are back doing what they do best: consume, spend, go out to eat and then consume and spend some more.
There are times in the stock market where the collective mindset is revealed. This is one of those times: Things are cool, it's not a big moment, there's no real news for a bit, it's the historically strong period and we can reach some conclusions about where we are.
When things are like this, it is important to remember that buyers like to revert to tried-and-true companies that thrive no matter what. These are companies that have an edge and are better at what they do than other companies.
You know that I am a great believer in index funds, that the average person doesn't have the time or the inclination to research individual stocks. It's a difficult barrier. I think you need to make time to read the quarterly report and listen to the conference call, to Google articles and, if possible, get some research about the companies you own. It is vital that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks. I am reminded by this, because, once again, without a mask, I can be recognized and if I am not holding "Nvidia the Second," I can carry on a conversation.
I have had many in the last two weeks and when I have asked this litany of questions, I find myself at a loss as to why almost no one knew what they owned. But they thirsted for individual stocks, because they, like me, think things are better post pandemic. No, that's not a facetious comment. Many, many stocks did better with a stay-at-home economy. A huge number.
So what do I do? I revert to what others do when you are stumped about how to stay in touch with stocks, but want to do less homework. That means buying stocks that are accessible, not stocks like Unity (U) or Snowflake (SNOW) or Twilio (TWLO) or Okta (OKTA) .
I revert to normal businesses people know and I suggest they Google some articles, peruse the conference call, but, above all, like the company's products so you can buy more if it goes down.
Here's some that I have been telling people I like:
First is Ford (F) . I think the Ford lineup is amazing. The electric F-150 series will be incredible. I am eager to get a Maverick for my family, because it is a smaller pickup that will get the job done for the myriad little things I need to do with this farm I bought from that crazy bitcoin foray. I like the competitive edge of the CEO, who says he is going to bury Elon Musk when the Lightning comes out. I even think the Bronco is cool as all get out. Most important, though? I think the chip shortage is ending. My semiconductor friends are telling me the foundries are producing more feature-rich chips and that means Ford can pump out the trucks small business people love and need. Plus, the used car prices at last have plateaued, according to their most important pricing index. Halcyon times.
Second, Costco (COST) : The samples are coming back. Tell me you don't love the samples. You need things in bulk. You want low prices. You want to get all of the things that people don't think of with Costco, like insurance, hearing-aids -- hey, they are a fortune -- jewelry, things around the house. You go and you will buy far more than you first came for. My kind of store.
The kids love this American Eagle Outfitters (AEO) , which we just bought for my charitable trust, which you can follow along by joining the Action Alerts PLUS club. Jay Schottenstein, the CEO, came on "Mad Money" recently and it's clear that his Aerie model has real staying power: 26 consecutive quarters of double digit growth. No flash in the pan, that one. Number one brand in jeans for the 15 to 25 year old group. The best in the mall. How did I know this? I see the credit card bills.
I got up this morning to do my physical therapy. I have been doing it ever since I hurt my back in February. I have this really cool pair of sneakers that fit me perfectly and I love them, but I am fortunate enough to have a vacation house and I am always taking those shoes with me.
So I went on Amazon (AMZN) this morning and lo and behold I saw them for half price. I bought two pairs. Then I went over everything I have bought in the last year and got a bunch of those things. Then I bought a pair of binoculars, because mine were stolen. I paid half price.
Yep, Amazon's universal. I was talking to Alexa, while I was ordering, getting some new music on, asking questions. I saw that despite all of the Sturm und Drang of Amazon being late with things, all the delivery dates were within range. I didn't click on any ads, and I didn't need the speed of Web Services, but the whole thing reminded me about how special the darned company is. I don't care if it's ahead or behind plan for the moment. I would just buy some more when it goes down.
Finally, Apple (AAPL) . I think people who don't own Apple should look what they are holding at this very moment. Yes, right now. Or look at what's in your lap or on the table besides your fork. And then think about the bill you paid last night without knowing it. Think about what you bought in the App store yesterday. Think about what would happen if it would break or get stolen or, left in the Uber (UBER) , or heaven forbid, be dropped into the pool or in the, yes, toilet.
There, that's what you buy in halcyon times. Stocks of companies you know that if they go lower, because things get less halcyon, you are fine with it and buy more. If things go up, believe me, you will participate.
So accept the moment. Don't try for the hard money. Go for the easy kind. That's the best kind.
https://realmoney.thestreet.com/jim-cramer/jim-cramer--15692051
Picture: 牡丹(peony)花開. 恨不得院子裡有一塊地是牡丹園.
go ahead意思 在 經理人月刊MANAGERtoday Facebook 的最讚貼文
It's not my thing,不是「不干我的事」「不是我的東西」。
別再誤會了!真正的意思是...
go ahead意思 在 原來英語可以這樣學 在英文口語中,你可能常聽到“Go... 的推薦與評價
#原來英語可以這樣學 在英文口語中,你可能常聽到“Go ahead!”,這句話的意思是「可以!」、「去做吧!」不過當這兩個字中間加上一個- 變成go-ahead 時, ... ... <看更多>