有女儿是幸福的。我有你们俩,双倍幸福。❤ Happy International Daughter's Day, my dears.
I don't think I could have survived the past year if not for the two of you. I see how you have matured and grown as big sisters, how you try your best to teach and tolerate your younger brother, how you dote on the baby to the moon and back, how you enjoy being little Mamas and helping to change diapers, bathe, carry and calm him when he cries, how you try your best to cope with HBL, homework and revision independently, how you care for each other and like to share girly secrets, and last but not least, how you love me and Papa too.
Growing up, I thought having two kids would be ideal but that notion changed along the way. A big part of it was because seeing the two of you grow up into who you are made me feel like it would be wonderful to have a bigger family. Indeed, both of you have welcomed your siblings with open arms and are the best daughters and best sisters I could dream of, and I am so thankful that we are where we are today.
No doubt we will still have a great deal of challenges to tackle as you two become tweens and teens in a year or two, yet somehow, I know one way or another, we are gonna be all right. No, in fact, we are gonna be more than all right. We will weather every storm hand in hand and through it all, you two will be my BFFs and hopefully, I can be someone whom you are willing to share all your ups and downs, joy and woe with too.
Thank you for making me believe that I can be a good mum and for motivating me to be even better every day. I love you, my girls. ❤
📷: @bloomphotographysg
#ahappymum #happyinternationaldaughterday #daughtersareawesome #daughters #notonebuttwo #mygirls #loveyoumorethanwordscansay
同時也有10000部Youtube影片,追蹤數超過2,910的網紅コバにゃんチャンネル,也在其Youtube影片中提到,...
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hand in your homework 在 貓的成長美股異想世界 Facebook 的最佳貼文
🌻美國生活
打了疫苗後, 在上週進城了一趟.
許久未出門的感覺很奇妙. 進了城, 也感到大家的生活還是如往常一般, 只是餐廳沒甚麼人(都用電話下單, 或是當場點了東西後就走), 許多人(並不是全部)的臉上也多了個口罩. 旅館的人倒是不多. 但商家停車場的車子應該如往常一樣, 沒有減少.
每次進城, 也一定會到Chipotle打牙祭. 這次試了他們新的飯(參雜了cauliflower花椰菜), 酸酸滋味, 配上原來burrito裡面就有的料, 真的是開胃又好吃, 一口接一口.
最近吃了三家不同的burrito, 還是覺得Chipotle的最好吃. 我想原因之一(不知道我的觀察有沒有誤), 可能是他們把不同口感的配料加在一起時, 有多家一道手續, 讓新鮮脆口的生菜, 烤熟的肉類, sour cream與其他配料均勻地被融合起來, 也讓滋味豐富了起來. 不像其他家的burrito, 一口咬下去, 就是飯, 或是豆類, 分得很清楚, 而沒有不同食材所帶來的多層次的口感.
Anyway. 附上這次進城照的幾張照片在下方.
🌻My happiness project: 年報財報導讀
股市對我來說像戰場; 年報財報就像是兵書. 而一家家公司的年報財報, 對我來說, 就像是故事書一樣, 述說著公司的成長營運軌跡. 做了這些功課後, 持股也會有信心. "Buy and do homework," 是我認為投資該有的態度.
下半年時間比較多, 所以想抽一點時間出來, 跟對看年報財報有興趣的投資人一起來讀資料, 順便藉此分享我是如何抓重點&透過年報財報來做思考的. 也想要藉此來宣揚看年報財報的好處&消除投資人對英文年報財報可能會有的恐懼感. Anyway. 這只是初步的想法. 若要實行也會是九月的事情了.
不過先錄了一段影片, 解釋我是怎麼做財報內容&電話會議內容整理的: https://youtu.be/vvkrs6CiWdw
🌻本周做的功課與閱讀
https://makingsenseofusastocks.blogspot.com/2021/05/blog-post_19.html
這次的閱讀中, 跟成長股比較有關的是這段. 目前成長股也被重新定價中, 所以建議成長股投資人在挑股的時候, 盡量找有現金流, 還有獲利的公司.
"That’s true even for the highflying growth stocks that have been getting hit so hard recently—as long as they have earnings. Adam Parker, founder of Trivariate Research, notes that following large growth selloffs, S&P 500 growth stocks with both free cash flow and expanding margins tend to outperform in the months ahead. That means favoring stocks like ServiceNow (ticker: NOW) and Advanced Micro Devices (AMD) over shares of Chegg (CHGG) and Twitter (TWTR). “Buy some growth stocks on the selloff, but they have to have positive free cash flow and margin expansion,” Parker says."
🌻投資金句
"I learned that you may be right, but if enough people believe you're wrong the markets can really hurt you." --BlackRock bond chief Rick Rieder
🌻The Future of Work
看到BofA寫的這一段, 覺得挺感動的. 這也是投資的目的之一, 能夠藉著這個方式, 來接觸到世界的脈動.
The Future of Work
Thematic Research
BofA Global Research
bofa.com
May 12: The future of work is not zero-sum between humanity and technology. We believe humans can collaborate with and work alongside robots, rather than be displaced by them, and that technology can create more jobs than it destroys. By 2025 alone, the WEF [World Economic Forum] thinks automation will add 12 million net new jobs, with robots eliminating 85 million jobs but creating 97 million new ones. Other grounds for optimism include: (1) 65% of children starting school today will work in jobs that have not been invented yet; (2) “new” collar jobs will be generated from well-placed thematic sectors like healthcare, renewables, new mobility, or even moonshot technologies; and (3) we might actually be more productive and have more leisure time if robots can relieve us of more mundane, repetitive everyday tasks. We have identified $14 trillion in market cap of enablers for the future of work. Technology, industrials, and medtech are some key beneficiaries. We also see opportunities in education and the upskilling/retraining of workers by corporates. Conversely, commercial real estate/offices and legacy transport are some of the sectors facing headwinds...
So, what are the truly futuristic jobs that could be invented? Data-privacy managers, nanomedicine surgeons, lab-meat scientists, blockchain strategists, space-tourist guides, freelance biohackers, AI avatar designers, 3D food-printer chefs, leisure-time planners, ethical algorithm programmers, and brain simulation specialists, to name but a few.
🌻Dividend Growers’ Allure
這段從股息的角度, 來講解傳統價值股跟成長股的不同處.
Dividend Growers’ Allure
Insights & Commentaries
Washington Crossing Advisors
washingtoncrossingadvisors.com
May 10: Buy quality stocks that increase dividends regularly. This simple strategy takes a long-term view of investing and focuses on the dividend, not the stock price. Passive income generated from dividend growth has two main benefits. First, it focuses your investment strategy on cash-generating, growing companies. Second, it tends to lead to quality businesses that are neither too young nor too old.
Why is this so? Almost by definition, a dividend-growing company tends to cover expenses with rising cash flow. And which companies do these tend to be? They tend to be profitable, established companies in the middle of their corporate life cycle. By contrast, young companies tend to be burning cash, constantly in need of capital, and face a higher risk of failure. Such young firms tend to not pay dividends at all as they are consumed with growth. On the other hand, older companies often funnel most or all cash to investors as dividends because viable investments can no longer be found. These firms are often in decline and offer little growth, often reflected in a high current yield.
Picture:
1. Chipotle內部. 可以看到有個取餐的架子. 餐廳人員也不時在電腦螢幕前, 看進來的訂單, 備菜.
2. 旅館外一區. 面向密西根湖.
3. CSX, Union Pacific的火車廂(這兩家都有上市)
hand in your homework 在 Hapa Eikaiwa Facebook 的最佳解答
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「提出する」は英語で?
=================================
学校で宿題を提出したり、会社で上司に書類を提出したりするなど、「〜を提出する」を英語ではどのように表現していますか?状況に応じて、表現の仕方は沢山ありますが、今回は日常会話において最もよく耳にする「提出する」の表現をご紹介しようと思います。
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Turn in
→ 「提出する」
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Turn inは報告書や書類、申込書や宿題などを提出する意味として、日常会話でもビジネスシーンでもよく使われる表現です。Submitと意味は同じですが、より口語的な言い方になります。「~を提出する」は「Turn in ______. / Turn _____ in」と表現します。
✔「Hand in(提出する・手渡す)」も同様の意味。
<例文>
Make sure you turn in the report by tomorrow.
(明日までに報告書を提出するように。)
You need to turn in that document to your supervisor.
(スーパーバイザーにその書類を提出しないといけません。)
I forgot to turn my homework in today.
(今日宿題を提出するのを忘れました。)
Tom handed in his resignation letter to his boss.
(トムさんは上司に辞表を差し出しました。)
〜会話例1〜
A: Did you turn in the application form? It's due today.
(申込書は提出した?締切日は今日だよ。)
B: Yup. I handed it in this morning.
(ええ、今朝提出しました。)
〜会話例2〜
A: Do you think you can hand in this homework assignment for me?
(この宿題を提出してくれる?)
B: Sure. Are you going to miss class today?
(もちろん。今日は授業を休むの?)
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無料メルマガ『1日1フレーズ!生英語』配信中!
通勤・通学などのちょとした合間を利用して英語が学べるメルマガ『1日1フレーズ!生英語』を平日の毎朝6時に配信中!ただ単にフレーズを紹介しているだけではなく、音声を使った学習プロセスが組み込まれているので、メルマガを読むこと自体が学習方法!
https://hapaeikaiwa.com/mailmagazine/
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