🌻另一個Zoom會議(第二次貼......有補上一些內容)
繼上次的年報導讀會議後, 讓我們再做另一個會議! 這次很榮幸邀請到一位對估值很有見解的股友前輩來帶大家了解估值(恩, 這次我會是主持人, 不是主講人).
主題: 估值(valuation)分享會(Cat: 這不算基礎的估值會議)
主講人: 小揚(from安泰價值投資)
https://www.facebook.com/antaiinvestment (此為小揚的粉絲頁)
參與者: 具基本估值能力. 若打算參加者, 請事先跟我(請私訊)提出一個關於估值的case study, 到時候可在會議中分享(最好是以投影片形式呈現, 這樣到時候好跟大家分享). 若有估值的問題, 也可以提出.
Case study可以是美股, 也可以是台股.
時間: 台灣時間07/10 (周六)晚間9點.
預計一個小時(不會像上次那樣冗長了😅): 前30分鐘由小揚做分享, 後30分鐘大家分享估值案例&提問
進行方式: 以Zoom進行(之後會私訊會議資訊給參與者)
🌻Morgan Stanley Mid-year Investor Outlook: A tricky transition
https://www.morganstanley.com/ideas/midyear-2021-global-markets-outlook
🌻在您投資生涯中, 有沒有一些觀念讓您受用很多?
下面這位投資名人的好觀念影響我很深. 他的意思是, 一般投資人, 只要能説出三個買一家公司的理由, 就很夠了. 這也迫使我, 每次在買股票時, 問自己對這家公司的了解有多少. 也會去衡量公司的優點與缺點在哪裡.
"It is vital (重要的) that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks."
全文在此:
Jim Cramer: In Times Like This, Go for the Easy Money
Look at the stocks you own. Can you tell me why you've got them? If you can't answer the following three questions, then have a look at several I like right now.
We've endured the meme stock craziness, with all of its love for heavily shorted stocks. We have watched the collapse of bitcoin to levels viewed as shocking, even if they are still more than double where they were not that long ago. We've dealt with Fed officials making it clear that they are no longer on the side of the bulls or the bears. They are on the side of job growth, but are wary of inflation. We've seen the end of the rush to get vaccines, which means that millions of people are going to get the new COVID variant, because there is no natural immunity to it. We've watched as the hopes for an infrastructure bill have collapsed. We've endured shortages of everything from chips to plastic to imported goods and labor.
And we're still standing, yeah, yeah, yeah.
Yep, we are in one of those halcyon moments, where the masks are off -- even if they shouldn't be -- and Americans are back doing what they do best: consume, spend, go out to eat and then consume and spend some more.
There are times in the stock market where the collective mindset is revealed. This is one of those times: Things are cool, it's not a big moment, there's no real news for a bit, it's the historically strong period and we can reach some conclusions about where we are.
When things are like this, it is important to remember that buyers like to revert to tried-and-true companies that thrive no matter what. These are companies that have an edge and are better at what they do than other companies.
You know that I am a great believer in index funds, that the average person doesn't have the time or the inclination to research individual stocks. It's a difficult barrier. I think you need to make time to read the quarterly report and listen to the conference call, to Google articles and, if possible, get some research about the companies you own. It is vital that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks. I am reminded by this, because, once again, without a mask, I can be recognized and if I am not holding "Nvidia the Second," I can carry on a conversation.
I have had many in the last two weeks and when I have asked this litany of questions, I find myself at a loss as to why almost no one knew what they owned. But they thirsted for individual stocks, because they, like me, think things are better post pandemic. No, that's not a facetious comment. Many, many stocks did better with a stay-at-home economy. A huge number.
So what do I do? I revert to what others do when you are stumped about how to stay in touch with stocks, but want to do less homework. That means buying stocks that are accessible, not stocks like Unity (U) or Snowflake (SNOW) or Twilio (TWLO) or Okta (OKTA) .
I revert to normal businesses people know and I suggest they Google some articles, peruse the conference call, but, above all, like the company's products so you can buy more if it goes down.
Here's some that I have been telling people I like:
First is Ford (F) . I think the Ford lineup is amazing. The electric F-150 series will be incredible. I am eager to get a Maverick for my family, because it is a smaller pickup that will get the job done for the myriad little things I need to do with this farm I bought from that crazy bitcoin foray. I like the competitive edge of the CEO, who says he is going to bury Elon Musk when the Lightning comes out. I even think the Bronco is cool as all get out. Most important, though? I think the chip shortage is ending. My semiconductor friends are telling me the foundries are producing more feature-rich chips and that means Ford can pump out the trucks small business people love and need. Plus, the used car prices at last have plateaued, according to their most important pricing index. Halcyon times.
Second, Costco (COST) : The samples are coming back. Tell me you don't love the samples. You need things in bulk. You want low prices. You want to get all of the things that people don't think of with Costco, like insurance, hearing-aids -- hey, they are a fortune -- jewelry, things around the house. You go and you will buy far more than you first came for. My kind of store.
The kids love this American Eagle Outfitters (AEO) , which we just bought for my charitable trust, which you can follow along by joining the Action Alerts PLUS club. Jay Schottenstein, the CEO, came on "Mad Money" recently and it's clear that his Aerie model has real staying power: 26 consecutive quarters of double digit growth. No flash in the pan, that one. Number one brand in jeans for the 15 to 25 year old group. The best in the mall. How did I know this? I see the credit card bills.
I got up this morning to do my physical therapy. I have been doing it ever since I hurt my back in February. I have this really cool pair of sneakers that fit me perfectly and I love them, but I am fortunate enough to have a vacation house and I am always taking those shoes with me.
So I went on Amazon (AMZN) this morning and lo and behold I saw them for half price. I bought two pairs. Then I went over everything I have bought in the last year and got a bunch of those things. Then I bought a pair of binoculars, because mine were stolen. I paid half price.
Yep, Amazon's universal. I was talking to Alexa, while I was ordering, getting some new music on, asking questions. I saw that despite all of the Sturm und Drang of Amazon being late with things, all the delivery dates were within range. I didn't click on any ads, and I didn't need the speed of Web Services, but the whole thing reminded me about how special the darned company is. I don't care if it's ahead or behind plan for the moment. I would just buy some more when it goes down.
Finally, Apple (AAPL) . I think people who don't own Apple should look what they are holding at this very moment. Yes, right now. Or look at what's in your lap or on the table besides your fork. And then think about the bill you paid last night without knowing it. Think about what you bought in the App store yesterday. Think about what would happen if it would break or get stolen or, left in the Uber (UBER) , or heaven forbid, be dropped into the pool or in the, yes, toilet.
There, that's what you buy in halcyon times. Stocks of companies you know that if they go lower, because things get less halcyon, you are fine with it and buy more. If things go up, believe me, you will participate.
So accept the moment. Don't try for the hard money. Go for the easy kind. That's the best kind.
https://realmoney.thestreet.com/jim-cramer/jim-cramer--15692051
Picture: 牡丹(peony)花開. 恨不得院子裡有一塊地是牡丹園.
plastic thing natural home 在 KAKA LAM 嘉嘉 Facebook 的精選貼文
PRODUCTS REVIEW - AHHH...
1. ROSE AND CHAMOMILE SOLID MOISTURISER
💡DETAILS: Made with cocoa butter, coconut oil and rose hip oil to soften and nourish your skin.
2. RASPBERRY AND VANILLA SOLID MOISTURISER
💡DETAILS: Made with cocoa butter, coconut oil and hemp seed oil to soften and nourish your skin.
✳️1-2 INFO: A solid moisturiser in home compostable packaging. Each moisturiser is equal to 2 x 250 ml lotions.
3. LAVENDER LOVE HANDCRAFTED SOAP
💡DETAILS: Hydrating coconut oil also has antioxidant qualities.
4. MANUKA HONEY AND GOATS MILK SOAP
💡DETAILS: With hydrating coconut oil and goats milk and antibacterial New Zealand Manuka Honey.
5. PEACH SMOOTHIE HANDCRAFTED SOAP
💡DETAILS: Our hydrating coconut oil also has antioxidant qualities.
✳️3-5 INFO: Soaps are lovingly handcrafted with natural ingredients, to gently cleanse, moisturise and care for your skin.
6. GRAPEFRUIT AND CHAMOMILE SHAMPOO BAR
💡DETAILS: A shampoo bar designed for dry/damaged/coloured hair.
7. MANUKA HONEY AND ALMOND SHAMPOO BAR
💡DETAILS: A shampoo bar designed for normal hair.
8. MANUKA HONEY AND VANILLA CONDITIONER BAR
💡DETAILS: You will be ahhhmazed how soft their conditioner bars leave your hair, and the best thing is... no plastic! Each bar is equal to 2-3 plastic bottles. A conditioner bar for all hair types. Up to 70 uses per bar.
9. OCEAN CRUZ 2 IN 1 SHAMPOO AND CONDITIONER BAR
💡DETAILS: A unisex hair care bar that cleanses and conditions in one. Great in your gym or travel bag!
✳️6-9 INFO: Shampoo bars/Hair bars are made with natural ingredients that are not only good for you, but good for the environment. With up to 70 washes per bar, that's at least 2 plastic bottles worth.
10. SUMMER MELON SUGAR SCRUB BAR
💡DETAILS: This bar has added activated charcoal to draw out toxins.
11. PEPPERMINT SUGAR SCRUB BAR
💡DETAILS: This bar is perfect for feet as the peppermint oil will leave them smelling fresh and the sugar will polish away any dry skin.
✳️10-11 INFO: Sugar scrub bars will cleanse and exfoliate your skin, the sugar will gently polish your skin and the coconut oil will leave it soft and nourished!
✅1-11 OVERALL RATING: 10/10
🔴MY REVIEW: I love every AHHH_NZ product I’ve tried. I stumbled across them while trying to be less wasteful in my life, these products last a long time so while it might seem like a large upfront cost for soaps, moisturizers, shampoos or conditioners and scrubs, in the long run I save money because I do not need to replace them as often and also helping the environment. I especially love that the ingredients in each product are beneficial to my skin and hair. Definitely recommend.
12. PEPPERMINT AND EUCALYPTUS SHOWER STEAMER
13. LAVENDER SHOWER STEAMER
14. LEMONGRASS SHOWER STEAMER
15. SWEET ORANGE AND GRAPEFRUIT SHOWER STEAMER
✳️12-15 INFO: Make shower time fun and fragrant with their shower steamers! The orange and grapefruit essential oils will fizz into the air leaving you feeling fresh and uplifted.
✅12-15 OVERALL RATING: 10/10
🔴MY REVIEW: Beautiful shower steamers. Sturdy and cute packaging that would make for great Christmas/New Year gifting. The scents are great and not overpowering, I love how subtle they are. The aroma is definitely delightful and adds an extra level of comfort to a good hot shower. Overall, a great gift for anyone who enjoys taking long showers. Highly recommend.
📌Disclaimer: I received these products for free in return for providing my honest and unbiased review. Please note that what may work for me, may not work for anyone else. Results may vary from person to person, so please take this into consideration if you decide to try those products.
🔎OFFICIAL WEBSITE - https://ahhh.nz
🔎FACEBOOK - https://www.facebook.com/ahhhnz/
🔎IG - @ahhh_nz
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plastic thing natural home 在 Pakar diari hati Facebook 的最佳貼文
7 Asas Menanam Sayuran Daripada Biji Benih
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Continue Reading7 Basics Planting Veggies From Seeds
Here we want to share some of the basics of planting vegetables from seeds. This article is targeted to those who want to start planting at home but it may also be beneficial for those who have long gardening. Many more are actually things that can be included in this article but the information below is the main thing to be known to ensure seeds are planted and well growing.
1. Quality of seeds is important.
Not all seeds can grow and the addition rate depends on the quality of the seed. Generally more quality seeds contain or have a larger size. To make sure you get quality seeds get from a trusted manufacturer. Seeds treated with antimicrob and antifungus are also better.
2. The time taken for additions is different
Each plant grows at a different rate. Okra is among the plants that are easy and grow fast. Chili grows slowly and grows than okra. There are also seeds that will take long or hard to grow. To help extension, soak the seeds in the water for the night before being infused.
3. Ways of plants are different according to plants.
Plants like spinach and kangkung are easy to be planted, seeds can directly be covered on the plant media but keep the distance between seeds is not too close. For vegetable plants that grow like salad and cabbage need a larger room between plants. Plants like this and other plants such as chili and tomatoes should be sowed in the tray of a seasian and then diverted to the plant media like in a pot or on the ground. The distance between plants and vase size needs to fit the type of plants. For seeds that have low splash rates, sow over the media and then move the seeds that have grown into the tray of the semaian tray.
4. Use medium semaian and medium of suitable plants
Medium that is suitable for a piece of seed is smooth, holding humidity well, has a good ventilation, and hype (loggar). A good medium is also free from any pest, disease (sterile), and weed seeds. An example of a medium that is suitable for a seed of seeds is peat mos. Soil is not suitable to be used for a piece of seed because it's not sterile, too heavy, and doesn't have good irrigation A good medium plant is like a mixed soil that is rich with organic ingredients, has good ventilation and irrigation, optimum pH level and sufficient and balanced nutrients.
5. Make sure the medium is always moist during the extension process
The addition begins when seeds absorb water and roots will start to grow to get nutrients and water. At the extension stage, it's important to ensure the right condition for seed growth as its growth is easily affected when lack of water or too hot. The water should be enough during the period of addition without adding to it. One way to keep the humidity is to put a tray into plastic until the seeds grow.
6. Light is important after addiction
To ensure the right condition for the extension of seeds, seeds are usually sowed in dim and not hot conditions. But after the seeds have grown, the seeds need to be exposed to the sun. Lack of light after addiction will cause seeds to grow long and thin. Morning sunlight is enough to make sure seeds grow well.
7. Plants need to be maintained
Care is also important after the seed has grown and there are 4 things to be prioritized that are, light, water, nutrients and pest control. Plants need sufficient light at least 4-5 hours of sunlight but it also depends on the type of plant, some don't need much light and some need lots of light. Water also needs to be confirmed enough for plants, the frequency of siraman is depending on the weather condition. Pembajaan needs to be done to ensure plants grow fresh and produce satisfactory results, rejuvenation is usually done every 2 weeks.
Pest control is also important and it's not just to be done when there's an attack but controls also need to be made to avoid pest attacks. An example of pest control is using a spray of pest control and biologically control which is one of them by planting plants that can attract predators to plant pests.
We hope this article is beneficial and helpful in your gardening activities. If you have any questions or feedback please use the comment section below.
To be a plant to stay healthy don't forget to use fertilizer must be BAJANAS. 100 % ORGANIC AND NO SIDE EFFECT. For any enquiries please contact 017 471 6197 or click the link below for any inquiries.
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In BAJANAS you can't only save spending on your own vegetable planting and generate INCOME with BAJANAS. Contact me today for more details.
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