🌻
美國聯準會(Fed)在美東時間22日下午2時(台灣23日凌晨2時)宣布利率維持在趨近零的水準,但暗示升息可能會比預期來得快一些,同時也大幅下修今年的經濟展望。
https://udn.com/news/story/6811/5764746
🌻Adobe(ADBE)電話會議內容讀後感
ADBE前兩天發表財報了.
這次ADBE在財報後下跌, 主要是兩個原因(如下). 不過個人覺得是瑕不掩瑜:
1. 因為之前已經漲了不少(投資人期望太高)
2. 因為Digital Marketing這部分的業務受到季節性的影響, 所以表現不是很突出(沒有比預期高出很多)
a. net new Digital Media ARR (3% beat vs guide, vs 15% beat in 2Q21 vs 35% beat in 3Q20).
b. 有分析師在問(“Maybe just -- can we double-click on the seasonality commentary in the quarter? Because if we look at the beat versus guidance on net new digital media ARR, it looks, at the same time you had the weakest beat, but then the strongest guide in the last three years, which kind of speaks to and confirm some of those seasonality comments that you made.)
i. 高層對此的回答是, 主要是疫情後, 加上正值夏季, 大家的日子回復到正常&放假外出, 所以這部分的業務有受到影響(I think going into the quarter, we had expected that the consumer with a little bit more return to normalcy as what's happening in the environment.)
ii. 高層又說了一些話, 不過重點就是他不認為這是甚麼大事”So, net-net, I would say that the growth prospects for that particular business and the growth drivers remain intact. But again, very much in line. And this is what we feel good about the insights that we're getting on the business.”
iii. 也提到, Q4通常會是digital marketing業務的旺季(表現會不俗的意思)
另外, 覺得這次令我印象深刻的是, 當高層與分析師提到這些事情:
• 常在一些公司的電話會議中提到omnichannel這個字(疫情後, 更明顯了). 這次高層也有提到. ADBE可說是omnichannel概念股:
o “I mean, a big part of that is more and more companies are thirdly doing the multi-channel omnichannel, whatever they want to call it. And I think that's only going to continue to be a driver of our Digital Experience Solutions. Because today that stable stakes and so we just look at it and say whether you're shopping in-store over they are shopping online. You need a solution that treats you like a customer that we know of.”
• 網路上影片(video)的興起, 以及串流影音, 有提高了Adobe的營收天花板(用句分析師的術語, 就是TAM (total addressable market) expansion.
• 當使用者製作了越來越多的內容, 內容管理(content management)的能力就越顯重要, 內容上的流程管理(workflow)也越顯重要. Adobe的產品能夠幫內容製作者解決這樣的問題.
• 而Adobe各產品間的相容性, 標準化, 整合能力, 是它的競爭優勢之一:
o And one of the things we did really well is what we called our named user deployment and how, you know, when we have these enterprise licensing agreements, we offer enterprises the ability to download and distribute within the companies. And the more we do training and evangelism of the products, that leads to adoption. So, I would say there's an element of standardization, there's an element of more content.
而最近ADBE有個新聞, 引起了我的注意, 就是它即將在自己的平台上, 提供付款服務(payment service). 根據之前研究SHOP的經驗, 這有可能會對股價造成一定的漲幅:
On Sept. 15, Adobe announced that it will add payment services to its e-commerce platform this year to help merchants accept credit cards and other ways of paying. The move will deepen Adobe's rivalry with e-commerce firm Shopify (SHOP).
For the service, Adobe has partnered with PayPal (PYPL), which will process a variety of payment types, including credit and debit cards as well as PayPal's own payment and buy-now-pay-later offerings.
https://www.investors.com/news/technology/adbe-stock-adobe-beats-fiscal-q3-targets/
接下來該怎麼辦? 對於基本面良好的公司如ADBE, 我能說的就是buy the dip(逢低買進)了. 供參.
🌻The Facebook Files
一個星期前, WSJ上面有個關於FB的大篇幅調查報導. 有興趣的可以看看.
The Facebook Files
https://www.wsj.com/articles/the-facebook-files-11631713039
這篇文章挺長, 也沒有看到華爾街中文版本的完整翻譯, 不過可以看看這篇:
https://on.wsj.com/2ZmFimp
"《華爾街日報》的相關調查顯示,這家社交媒體巨頭心知肚明,其平台會傷害用戶,而且是以該公司常常完全了解的方式造成傷害。目前,全球近半數人口都是Facebook旗下平台的用戶。其中一些證據尤其令人不安:據《華爾街日報》報導,Facebook的內部研究顯示,在報告稱有過自殺念頭的青少年中當中,有13%的英國用戶和6%的美國用戶把這種念頭歸結於Instagram。"
另一篇相關新聞:
https://www.thenewslens.com/article/156683
"《華爾街日報》於13日揭露Facebook的XCheck系統,也就是內部系統中的VIP名單,數百萬名人、政治人物與記者等知名公眾人物都在特別的一份「白名單」之內。"
"這些「貴賓」在社群上發布的內容可以躲過一般的審查系統,即使發布明顯的不當內容,也不會立即被刪除。《衛報》報導,Facebook的獨立監督委員會表示,在閱讀該篇報導後,決定要審查XCheck系統,並要求Facebook對其進行報告與解釋。"
🌻我喜歡的Apple TV影集, "Ted Lasso", 是這次艾美獎的大贏家, 很多主要演員都得獎了.
很高興這兩年, 因為有這部戲的陪伴, 讓我撐過了疫情, 家人離世, 以及一些烏煙瘴氣的事情.
前幾天看演員的得獎影片, 一位娛樂記者問得獎的男配角(也是編劇之一)說, 你覺得這部片的核心思想是甚麼. 他說, be curious, not judgemental.
就像得獎的女演員在劇中一開始是很鴨霸很壞心的球隊主人, 但這樣做是因為被前夫傷透了心, 所以想要弄垮離婚後分到的財產(也是前夫的最愛--球隊); 外表看起來永遠陽光燦爛做啦啦隊的男主角, 在青少年時父親自殺, 造成了他心裡永遠的痛&障礙(讓他在球賽時, 會有突發恐懼症).
我們每個人其實都有很多面, 很多個故事. 尤其在社群, 大家都是萍水相逢, 對彼此的了解都是非常片面的; 而有時候在社群裡, 看到有人會因為只看到一個面向, 就去下斷語. 這其實是人之常情很難避免, 所以我們需要常用第二層思考去提醒自己. 社群裡需要更多的同理心.
“Be curious, not judgmental” – Walt Whitman(惠特曼)(美國詩人)
Picture來源:
https://www.apple.com/newsroom/2021/09/apples-global-hit-comedy-series-ted-lasso-sweeps-the-2021-primetime-emmy-awards-scoring-history-making-win-for-outstanding-comedy-series/
同時也有18部Youtube影片,追蹤數超過173的網紅電扶梯走左邊 Jacky,也在其Youtube影片中提到,✨本集來賓:Gladys Lee FB: https://www.facebook.com/journalistasfoodie IG: https://www.instagram.com/gladys.wanju Website: https://journalistasfoodie.com/ P...
「what is good time management」的推薦目錄:
- 關於what is good time management 在 貓的成長美股異想世界 Facebook 的最讚貼文
- 關於what is good time management 在 貓的成長美股異想世界 Facebook 的最佳貼文
- 關於what is good time management 在 Follow Me To Eat La - Malaysian Food Blog Facebook 的最讚貼文
- 關於what is good time management 在 電扶梯走左邊 Jacky Youtube 的精選貼文
- 關於what is good time management 在 DJ Macky Suson Youtube 的最佳貼文
- 關於what is good time management 在 謙預 QianyuSG Youtube 的最佳解答
what is good time management 在 貓的成長美股異想世界 Facebook 的最佳貼文
今天, 應該是最炫最酷的一家公司, Robinhood, 上市的一天. 它獲利了嗎? 我想沒有多少投資人會care. 最關心的, 應該是它的營收成長率, 還有股價.
在我們一直追逐科技成長股, 被他們的高營收成長率, 潛在的高報酬昏眩的時候, 會不會忘記他們醜得要命的財務報表?
而在今年, 大家追逐的這些趨勢股表現不佳的時候, 是不是也給了我們一些省思?
其實美股中, 還有很多財務報表漂亮, 但聽起來一點也不有趣(甚至很無聊)的公司, 但他們股價穩定, 長期下來, 也給了投資人很大的回報. 像之前介紹過的POOL, 過去幾年也是平均一年翻一倍的漲幅.
而在IPO中, 也有這類的好公司.
Carrier Global(CARR), 2020年4月上市的IPO, 算是工業類股, 漲了快5倍. 有在獲利. (開利冷氣應該有聽過?就是這家公司)
Academy Sports and Outdoors (ASO), 民生消費股, 也有獲利, 2020年10月上市的IPO, 目前也漲了3倍.
下面這篇文章挺好. 與大家分享. 就像文章作者所提的, 龜兔賽跑, 穩(漲)的烏龜, 不一定會輸.
也祝福大家找到&培養自己的能力圈, 穩穩獲利.
Jim Cramer: The Biggest Thing That Happened Thursday Was the Boring Stuff
No, it wasn't Robinhood or the mega-cap tech companies, it was names we depend on like Carrier Global.
By JIM CRAMER Jul 29, 2021 | 03:38 PM EDT
Stocks quotes in this article: HOOD, FB, PYPL, CARR, RTX, NUE, AGCO, ZM, ALGN, AAPL, EBAY, AMD, XLNX
One of the most glorious things I have seen involving the stock market in ages happened today.
Was it Vlad Tenev ringing the opening bell for his breakthrough, disruptive Robinhood (HOOD) , representing 22 million mostly young new investors? Was it the free-for-all decline in the stock of the "F" in FAANG, Facebook (FB) ? Or the clobbering that Paypal (PYPL) took after what looked to be a good quarter?
Nah. I was bumping into Dave Gitlin, CEO of Carrier Global (CARR) , and his charming daughter, a college student at the University of Wisconsin. They were calmly waiting for me to finish "Squawk on the Street" to say, "Hi," and I couldn't be more thrilled. Because unlike the much ballyhooed Robinhood deal, which seems like a bust, Carrier Global came public back in April 2020 at $12 and today, after tremendous earnings, not sales, but earnings, it made an all-time high at $53, after reporting a terrific number with tremendous HVAC sales, up 31%, and an earnings surprise of 55 cents vs. the 30 cents that Wall Street was expecting.
Carrier, which was spun off when United Technologies merged with Raytheon (RTX) had some tailwinds, like the need to have clean air inside, because of the pandemic and clear air outside because office buildings are responsible for 40% of carbon emissions. But the huge upside surprise and the gigantic buyback belonged to Dave and his team and I that's what I told his daughter. I made sure she knew how proud she should be about how this man made so much money for people. Twelve to 53 in 15 months time is the name of the game.
Look, I am not trying to take away from anything that Robinhood and its co-founder and CEO Vlad Tenev have created. Far from it. They have created billions for themselves and are now letting people participate in their great sales growth. You got a chance to pay a fortune per share and many Robinhoodies did, as tons of stock was allocated to the 22 million people who joined Robinhood, because of a bang up app that every young person seems to know.
I am simply saying that HVAC, yep heating, ventilation and air conditioning is one of the most boring businesses on earth and at times like today, with all of the hoopla of Robinhood it is easy to forget is how lots of money can be made being boring, and I like that. The most exciting thing that happened this year is Carrier helped provide refrigeration for vaccines. That's just fine with me.
Unlike Robinhood, Carrier hasn't brought anyone into the stock market. It's more laser-like focus on air conditioning once spun off from Raytheon means nothing to people. Just Wall Street gibberish. But you have probably walked by a Carrier machine thousands of times and never thought anything of it. Yet, you could have bought it for a song at six times earnings instead of 25 times sales.
The Carriers, with CEOs who pay themselves lavishly but perhaps not excessively, or the Nucor's (NUE) the steel company that's also well managed and sells at six times earnings, represent valuable properties, especially when the U.S. government is about to agree on a trillion dollar infrastructure bill and the country has more than 6% GDP. We don't know why they are re-opening trades or closing trades, delta-variant trades or building and bridge investments. Forgive me, though for comparing the company of Robinhood, with something that may stay special for a while vs. companies that get described as venerable, solid and built to last.
These companies are not rarities. You know people have to eat, right? You know that there would be famine without farming. So why not buy the stock of Agco (AGCO) , No. 2 farm equipment, which went from $40 to $130 in a year and a half without ever being expensive. Combines too boring? Again fine with me. Now that the masks are off -- or at least in some places, although Zoom (ZM) is still crushing it -- I, like many others, including my daughter, didn't like how her teeth looked even as, to me, they were perfect. Dentists tell you to get Align (ALGN) . I wanted them on "Mad Money" but the show was just too darned jammed. The stock's up the most in the S&P 500, with a product that, again, like the Purloined Letter, is right in front of you.
I love tech. Created the term FANG, added the "A" when it was clear that Apple (AAPL) had to take the acronymic stage between another "A" and an "N." I am proud that those who bet against me on Twitter, the legion, are betting against FAANG. I wrote obituaries for a goodly time in my career as a reporter but I never wrote as many as have been penned to talk about the group has already made the ultimate measure on behalf of shareholders.
Oh and it's not like I don't like tech or fin tech. I felt the slings and arrows of Facebook and PayPal today. Facebook's management once again lowered the boom on its future talking about real deceleration in growth. I thought it was too dire. PayPal's Dan Schulman talked about how the separation with its former partner, eBay (EBAY) gets done now and earnings will be hurt. This was one of the least revelatory surprises ever. I think both are practicing UPOD, Underpromising to Overdeliver, and, sure this time might be different, but it's sure been the way they have handled it in the past.
Far better to be in the straight out blow outs like Advance Micro (AMD) which had still one more banner day, this time because the company it is buying, the dowdy Xilinx (XLNX) , a sleepy semiconductor company, had tremendous earnings. The two together could be unassailable and even as AMD is now richly valued it is deservingly so.
I can't wait to hear Vlad Tenev's reflection on Robinhood's debut as a public company and about the novel offering that gave millions of shares to his clients. Vlad's not so much a rags to riches American story. He's a poor Bulgarian to insanely rich American because of his on ingenuity. That's a story with celebrating in itself.
I am simply pointing out that unlike Vlad, whom you would have had invested with when you weren't allowed or able to, Dave Gitlin sure didn't keep you out of the better bet, the stock of HVAC king Carrier.
You did.
what is good time management 在 Follow Me To Eat La - Malaysian Food Blog Facebook 的最讚貼文
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what is good time management 在 電扶梯走左邊 Jacky Youtube 的精選貼文
✨本集來賓:Gladys Lee
FB: https://www.facebook.com/journalistasfoodie
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Podcast Apple: https://podcasts.apple.com/tw/podcast/views-with-gladys/id1519560502
- 做中學,不要拿「不懂」當藉口,開始才有後續 | Learning by doing
- 獻給社會新鮮人,從個人特質找工作 | For new grads, find a profession that fits you and vice versa
- 跳出舒適圈的決心,為自己人生設下一個階段目標,創業 | Leaving your comfort zone, setting your next goal
- 面對職場小人的佛系相處法 | Handling people at work
- 大人的感情,溝通代替吵鬧、空間感勝於粘膩 | Mature relationships, communication over argument, independence over dependence
我們每集都會辦抽書活動,記得 follow 我們 🤩
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***
(00:01:14) 會怎麼用三個詞形容自己 | Describing yourself in 3 words
(00:01:40) 從地理系到新聞主播 | Geography major to news anchor
(00:02:15) 當記者最難忘的體驗 ,訪問好萊塢國際巨星還是太陽花學運?| Unforgettable experiences as a news anchor, Hollywood star interviews or sunflower movement?
(00:04:15) 新聞從業人員會越來越淡定?| How news reporting helps with staying calm
(00:05:33) 當記者最難的事情 | Most unforgettable memory as a news anchor
(00:07:30) 在資訊爆炸的時代,新聞首當其衝,如何快速的吸收大量資訊 | How to absorb information quickly on new subjects
(00:09:42) 當記者學到最多的事 | What lessons from news reporting?
(00:10:56) 你喜歡這個工作,工作也要喜歡你?| Liking your job; job liking you
(00:13:05) 為什麼會想從主流媒體轉換到自媒體?| From news media to self media
(00:15:40) 自由工作者的要素,自律、發揮最大效率 | Freelancer's characteristics, tips on discipline and efficiency
(00:17:56) 如何看待職場小人 | Dealing with people at work
(00:23:50) 前進的動力-永遠不滿足於現狀 | Never satisfied with status quo
(00:25:24) 你對快樂的定義是什麼?| Definition of happiness
(00:25:47) 懂得取捨、解放壓力 | Understanding trade-offs and stress release
(00:26:49) 創業改變了你什麼?| How entrepreneurship changed you?
(00:27:35) 身兼數職的時間管理(大師?)| Time management master?
(00:28:25) 分享一個生活好習慣 | Good habits
(00:29:10) 返樸歸真,手寫to do list?| Hand written old school style to-do list
(00:31:40) 感情和工作的平衡 | Balance between relationships and work
(00:33:17) 陪伴和溝通,哪個是Gladys的感情必須條件?| What is a deal breaker in relationships
(00:36:08) 在自己的喪禮上,會希望留給親朋好友的記憶點是什麼?| How do you want to be remembered?
what is good time management 在 DJ Macky Suson Youtube 的最佳貼文
"My advocacies would always be about mental health awareness. I'm creating and establishing Macky Academy for the future of our young talented Filipinos kids and youths. And helping Filipino people, one person at a time."
Update: As of July 30, 2020, I have spent 190,000 Pesos and sent our fellowmen in the Philippines to help them get by. If you would like to donate to my advocacy please send me an email: hello@mackysuson.com
Your support and donation will help a lot of our fellowmen during this crisis. Sharing this video is also your support to everyone.
#MackyQuotes
Live to me is more spontaneous and I'm able to show my real feelings without editing it or worrying about commiting mistakes, any words at all. "
"Recording makes me feel I have to be perfect."
Yana Sy "I'm always thankful and happy that I'm back in the field and I'm always grateful about that one."
"It's not about passing. I'm able to do things that I'm supposed to do."
"I'm just happy,blessed,and grateful about it."
"I was focused on people giving pieces of advice and helping people on Facebook, appears it from prizes, gcash and load. I'm happy doing that. "
"I was really happy doing that sense I believe it became my therapy."
"I'm also grateful that I have my Macky Agents on my group, on my Facebook page because they are the one to make someone friend. "
"I thanking them and I was grateful. The help, support and love they show me even though they don't know me at all. "
"Things that happened to me in the past when I was young. Things that I think no one should feel it. "
"Things happen in the past are worthy in the past."
"Though I look back to the past sometimes, it doesn't necessarily that it contributed to my depressive episode that I have. "
"Im recovering very well and thanks God everything is really really well."
"I'm just thanking God for me giving me a chance to go back to field because that's the only thing that will solve my problem. "
"I'm just thanking God for me giving me a chance to go back to field because that's the only thing that will solve my problem. "
"I'm able to balance my life a lot easier now. My time management go a lot better."
"One of the things that I love to myself is I dont believe to myself but some just one.
"I believe that there is always in this everything like motivational speaking, dancing, and singing. "
"Grew up as a Filipino having nothing at all, I've just wanted to try everything what I could. "
"I've been doing all the things that I love in the past few years."
"Thanks God for my work and thanks God for the blessings that I've been receiving from him. "
"I know that I don't deserved it all that's why I'm sharing."
Be grateful, count your blessings."
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"Do what you love, sharing is happiness."
"Dancing is expression, express yourself."
"Happiness should be our priority."
"Happiness and recovery is still your main goal and priority."
"If I don't like things that I'm not comfortable with or I'm not happy with, I will make sure that I will not do it unless I will prioritize the things that will makes me happy."
"I will just follow what my guts are telling."
"Trust your instinct, science cannot explain it."
"I'm more rational in making decisions. I always counting it weighing things. "
"The process, and the consequences of the things that I will do."
"Making decisions is never gonna be easy. And I'm getting back on it."
"Im getting good on it again. I would say that those are the things I say. I am recovering well. "
"Trust but verify it."
"Trusting but verifying your clients especially when your client is overwhelmingly. Change a lot in just a short time. "
"Your will is stronger than any medications."
"I've change a lot in short time because my will to move on, my will to recover, and to fight are so strong. "
"I'm so strong that's the reason I recovered well."
"Great support system contributes to fast recovery."
The medications, and the prayers that I've got from my Macky Agents, from my friends and my family members, from everyone, and the support of God, and the love I felt from them. Those are the things that contributed me a lot to a fast recovery. "
Knowing and talking to people I don't know. And being able to interact with them and let them understand my situation, at the same time connecting to them, giving them pieces of advice. Knowing that there are people who reach out to me, who have problems not just financially but as well as depression, family problems, love problems, it makes me happy."
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what is good time management 在 謙預 QianyuSG Youtube 的最佳解答
你也可以擁有不動幸福 YOU TOO CAN ACHIEVE PASSIVE HAPPINESS
我們一出生,就從來沒有停止過去追求幸福。小時後,吃喜歡的食物,玩新的玩具,去新的地方,長大後,追求愛情、事業、金錢.......
但有的人,天生八字真的不怎麼樣,小時讀書馬馬虎虎,長大後,要財沒財,要事業沒事業,要愛情沒愛情,原生家庭又給不到她他溫暖。
於是,有些人把希望寄託在孩子身上,以為自己生孩子,也能夠製造一個快樂溫馨的家庭,是他們的人生終極目標。
但是他們都沒發現,他們的八字根本沒有這樣的命。夢想和現實起了對立,有了自己的家庭後,反而煩惱更多,快樂更少。
錢依然不夠用,伴侶原來不是稱職的家長,大家會為了孩子的事吵架、冷戰。
孩子健康又不好、情緒管理差、很難教,女傭讓他們很傷腦筋,兼顧家庭和事業也讓自己不停和時間賽跑,活得沒有自己,也不知道到底哪一天才會雨過天晴。
八字無法改,但是一命二運三風水,所以八字沒有的,聰明的人會用風水來補助自己的運。
我常跟客人說:不要傻傻地吃苦。很多時候,只要把居家風水搞好,很多的問題都能迎刃而解。這基礎做好了,就算您沒有去追求,幸福也會自動降臨您家。
風水如何能夠讓您心安的六種方式,且聽我在這影片的解說。
...................................
Since our birth, we have never stopped pursuing happiness. As kids, we cheer when we get to eat our favourite food, play new toys and see new places. As adults, we chase love, career achievements and money.
However, there are some people whose Bazi are really nothing to shout about. When they are young, their academics are so so. When they grow up, they want money but they don't get it. They want a good career, but no, it didn't happen. They crave a good relationship but nah, they never have it. And the family they grow in couldn't give them the warmth in their lives either.
Hence, some of them place their hopes on having children they think belong to them. They envision that they can finally create a loving and warm family. That shall be their ultimate life goal. That is why people work so hard for, isn't it?
But what they didn't realise is that their Bazi were not able to support them in their pursuits. Their dreams and the reality they face every day become a stark disparity. As they have their own families, instead of having more happiness, they get more troubled.
Money still remains scarce, and the spouse turns out be an incompetent parent, causing conflicts and cold wars in the marriage over the children.
The children aren't any better off. Their health fluctuates, they are poor in emotional management, do not listen well to instructions. With both parents working, getting a good maid is necessary. Yet, this maid becomes another headache. Balancing both family and work starts taking a toll on them. Every day is a race against time. There's no living for yourself like what all those new age gurus preached. Worse is when they have no idea EXACTLY WHEN life will be better.
We can't change our Bazi. So as the Chinese saying goes, first is our Destiny, second is our Luck, third will be our Feng Shui. Whatever our Bazi lacks, the smart person will make up for it by using Feng Shui to supplement their own luck.
Don't suffer in vain, when a solution is actually within reach. In many situations, after the home Feng Shui is done right, many problems get resolved. Once this foundation is laid right, even when you are not actively chasing for it like a mad hamster, happiness will descend into your home by default.
So how exactly can Feng Shui give you a peace of mind? I talk about the 6 ways here in this video.
******************************
阿彌陀佛,你好!我是李季謙,來自新加坡的風水命理師。我將我的一生貢獻於弘揚佛法和中華玄學。這過程曲折離奇,卻也充滿了許多人生的領悟。
通過我的影音與寫作,我希望能與你分享,盼你也能夠突破自己命運的束縛,真正活得精彩:我命在我,不在天。
人生長短無所謂,最重要的是活得有價值,有貢獻。
***********
Hi, I am Lee Ji Qian, a Chinese Metaphysics practitioner from Singapore. This journey in propagating Buddhism and Chinese Metaphysics has been full of hard knocks and exciting discoveries.
Through my videos and online writing, I hope to share my journey with you. So that you too can break free from the limits of your destiny and truly live a life you can call exciting. My destiny is in my own hands, not Heaven. So is yours.
It does not matter whether we can live a long or short life.
What matters most is living a life of value and contribution.
??? 服務諮詢 FOR MY SERVICES:
http://www.qianyu.sg/consultations
? CONNECT WITH ME HERE:
http://www.facebook.com/qianyuSG
https://www.instagram.com/qianyusg/
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Music:
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Light by Jorge Mendez https://youtu.be/52509xgZKDI
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