關於 finance related中文 ，我們在網路上蒐集到這些相關的討論、資訊與評價

許久沒發文，來推薦幾本最近在看的東西好了。

1.適應：金融演化新思維

https://www.books.com.tw/products/0010855011
不知道為何這本繁體版出版的非常低調，我也是最近才發現。我想應該是名字和封面太難讓人想到投資了，在此我推薦出版社，把封面的變色龍換成公牛，然後樹枝換成K線圖，副標題改成MIT教授教你如何破解股票市場應該就能大賣了!!!(誤)

很多人都知道效率市場假說有問題，但沒人能提出更好的模型，即使到了現在仍然沒有一個好的假說取代它，這本內容主要是聊適應性市場假說的，提供了很多更好思考市場異常的洞見，可讀性也相當強，十分推薦。

2. Measuring the Moat, Credit Suisse (雪球的中文翻譯版)

https://xueqiu.com/3915115654/161403207 (上)
https://xueqiu.com/3915115654/161570259 (下)

蠻精彩的，有自虐傾向的可以再把麥肯錫的Valuation看完，今年出第七版柳~

3. The New Map: Energy, Climate, and the Clash of Nations

https://www.amazon.com/gp/product/B084GDG8DG/ref=dbs_a_def_rwt_hsch_vapi_tkin_p1_i0

對於能源議題有興趣的朋友可以看看這本，從各能源生產大國的歷史出發，闡述各國之間的政治角力，藉此推論會怎樣影響我們的未來，資料一路更新到2020年初，非常及時，想理解油氣和能源趨勢不該錯過的一本。

接下來兩本還沒上市，但也是我很期待的兩本。

1.Unknown Market Wizards

11/3號上市，金融怪傑最新一本，這應該不用太多說明。

https://www.amazon.com/Market-Wizards-traders-youve-never-ebook/dp/B08C59JPVW/ref=sr_1_2?crid=1JEKSZ11BNAR5&dchild=1&keywords=market+wizards&qid=1603780570&s=digital-text&sprefix=market+wi%2Cdigital-text%2C396&sr=1-2

2.Vale investing : From Grahham to Buffett and Beyond

11/17上市，隔了十幾年，終於出新版啦~

https://www.amazon.com/Value-Investing-Graham-Buffett-Finance/dp/0470116730/ref=sr_1_7?dchild=1&keywords=Value+Investing&qid=1603780676&s=books&sr=1-7

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[閒聊]

最近有在想這個專頁到底該寫些什麼東西、受眾是誰、寫東西的目的是幹嘛。

我可以肯定定位上應該是走主動投資，被動投資應該是左轉找綠角。但想了想，對一般人來說，主動投資好像又不是他們需要的。我的投資框架在機構圈其實也不是主流，帶有很強的個人特色。(台灣投資圈我自己覺得整個流程核心是在獲取資訊和Pricing，Valuation跟分析比重比較低一點)

之前有想說就我的觀點寫幾個我覺得有問題的投資口號(其實還想過用英文寫，順便補救一下英文寫作能力=D )，自己覺得很多人對於價投的說法已經有點接近信仰，其實經不太起實證證據和邏輯的推敲，但感覺這樣好像很容易惹的一身腥。

像是Damodaran教授最近就價投寫了3篇長文，很值得推薦大家看(是他寫的!!戰他~戰他!!)

Value Investing I: The Glory Days
https://aswathdamodaran.blogspot.com/2020/10/value-investing-i-back-story.html

Value Investing II: A Lost Decade
http://aswathdamodaran.blogspot.com/2020/10/value-investing-ii-tough-times-for.html

Value Investing III: Rebirth, Reincarnation or Requiem?
https://aswathdamodaran.blogspot.com/2020/10/value-investing-iii-requiem-rebirth-or.html

所以好奇一問，大家有特別想看啥內容嗎?

徵才機關：國立屏東科技大學
人員區分：其他人員
官職等：無
職系：無
名額：1
性別：不拘
工作地點：90-屏東縣
有效期間：109/09/11~109/09/24
資格條件：
國立屏東科技大學109學年度第2學期徵聘「教學人員」公告(校務基金進用/企管系延長公告)
（聘期自110年2月1日起聘，至多聘任3年，詳細聘期依契約書辦理）
（自110年2月1日起聘）
公告日期：109年09月11日

■徵聘單位：企業管理系(財務金融領域)
■徵聘職稱：助理教授級以上校務基金進用教學人員
■名額：1名
■一般資格條件：具教育部認可之國內、外相關系(所)財務金融博士學位者。
■專長領域或特殊資格條件(含研究著作要求)：
1.具備財務金融相關領域專長，以財務科技(FINTECH)、財務資訊專長優先考量。
2.精通英語，能全課程以英文授課並能教授財務專業相關課程尤佳。
3.具備1年(含)以上任教領域相關之業界實務工作經驗，並需檢具相關證明文件。
4.具教學經驗者尤佳。
5.檢附歷年著作。

■Department：Department of Business Administration
■Position：Assistant Professor Level(above)
■Vacancy：1
■General Requirement：An earned degree in Finance or related discipline validated by the Ministry of Education ROC.
■Specialization or Special Qualification(research and publication requirement included)：
1. Candidates have expertise in finance related field are required with financial technology (FINTECH) and financial information expertise preferred.
2. It is preferable that candidates are proficient in English and are able to teach courses in English.
3. Candidates should have at least one year of practical working experience in corporate finance related field and provide relevant document and certificate.
4. Candidates with teaching experiences are preferred.
5. Publication over the years should be provided.

===============================================
>
工作項目：
■備註︰
※依本校「校務基金進用教學人員聘任辦法」第六條規定，校務基金進用教學人員任期最長以三年為限，且每年需依規定接受評鑑，其辦法另定之。聘期原則以一學年一聘，評鑑不通過者，次學年不予聘任。任教未滿一學期者，得不予評鑑，評鑑結果連續二學年各評鑑項目經聘任單位認定優良者，於應徵本校專任教師職缺時，各學術單位除有正當理由及更優秀人選並簽請校長同意外，應優先推薦複審。
一、以上應徵之「一般資格條件」及「專長領域或特殊資格條件(含研究著作要求)」，須於公告截止日前（109年9月24日）已具有博士學位(助理教授級)或教育部核頒助理教授以上教師資格證書及相關佐證資料。
二、依「技術及職業教育法」第二十五條第一項規定，新聘專任教師如教授專業或技術科目者，應具備一年以上與任教領域相關之業界實務工作經驗之「專長領域或特殊資格條件」中有關「實務工作經驗」之審核，本校將依教育部訂定公布「技專校院專業科目或技術科目之教師業界實務工作經驗認定標準」規定辦理。
三、報名期間︰自公告日起至109年9月24日止截止收件。
四、報名方式︰報名方式︰一律採書面方式報名，收件至報名截止日止。
(一) 郵寄方式報名：以郵戳為憑，請寄送至91201屏東縣內埔鄉老埤村學府路1號，國立屏東科技大學人事室收。
(二) 親送方式報名：以本校人事室「職缺收件章」收件日期為憑，請於報名截止日前之本校工作日期間親送至本校行政中心二樓人事室，交由人事人員收執，並加蓋「職缺收件章」。
※ 應檢附之證件不齊或逾期者，均不予受理。※
五、聯絡電話︰08-7703202轉分機6112 本校人事室朱小姐。
六、應徵信封右上角請務必註明「應徵者姓名」及「應徵單位/(專業領域)」；資格符合者由徵聘單位辦理後續審查事宜，不合者恕不退件及函復。如未獲錄取時需返還書面應徵資料，請附足額回郵信封以利郵寄。
七、報名需繳交表件︰(徵聘單位另有資料需求者，請依其需求辦理)
(一)現職工作佐證文件(國外任職證明文件須附中文譯本並經我國駐外單位驗證)。
(二)個人基本資料表（請詳細註明通訊地址、聯絡電話、行動電話及電子郵件信箱）。
(三)新聘校務基金進用教學人員應徵人員資料簡表。
(四)專科以上學歷畢業證書影本（含教師資格證書影本），畢業學校如係國外學歷須為教育部所認可且經我國駐外單位驗證有案者，須於公告截止日前取得之學歷及教師資格證書始予採認。
(五)檢附相關實務工作經驗之證明文件影本。（須於公告截止日前之實務工作經驗始予採認）
(六)最高學歷歷年成績單影本，畢業學校如係國外學歷須為教育部所認可且經我國駐外單位驗證有案者。
(七)其他有利於聘審之資格證明文件。
(八)國立屏東科技大學個人資料蒐集聲明暨同意書。
※※（一 ~ 八）項資料請勿膠封，使用長尾夾固定成冊即可※※
八、請應徵者詳閱「本校個人資料蒐集聲明暨同意書」，確認同意相關事項後簽名，並隨同履歷資料繳件。
九、前述第七項（1、2款）所需之「個人基本資料表」、「校務基金進用教學人員應徵人員資料簡表」表格，刊登於本校人事室網站首頁（網址http://personnel.npust.edu.tw/bin/home.php）最新消息、徵才求職區，請自行下載相關表格使用；其中有關「新聘校務基金進用教學人員應徵人員資料簡表」，請另行以E-mail方式逕傳送以下相關系、所承辦人：
項目 系所 郵件信箱@mail.npust.edu.tw
(一) 企業管理系 ba@mail.npust.edu.tw
工作地址：
聯絡E-Mail：
聯絡方式(含檢具文件)：
十、本校聘用前依性侵害犯罪加害人登記報到查訪及查閱辦法第14條及不適任教育人員之通報與資訊蒐集及查詢辦法第5條之規定，應申請查閱有無性侵害犯罪或不適任情形之紀錄。
十一、依本校專任教師聘任及升等審查辦法第8條規定略以，新聘教師應公開甄選，各系擬聘一名，需提送二至三人，…，應徵教師人數未達二人時，應簽請原公告延長，若連同第二次延長公告應徵教師人數仍未達二人時，應經系教評會重新檢視徵才專業領域或擬聘職級公告內容之適切性，並簽奉校長核定後重新公告之。各次徵才公告期間所有應徵教師應合併辦理，合併後應徵教師人數須達二人以上，始得進行初審工作。通過初審人數未達二人，應依前揭程序重新公告，公告期間至少二週為原則，已通過初審資格者應予保留。
十二、本公告同時刊登於下列網站：
(一)行政院人事行政總處網址http://www.dgpa.gov.tw/點選「事求人」。
(二)本校首頁網址http://www.npust.edu.tw/index.aspx 點選「求才資訊」。
(三)本校人事室網址http://personnel.npust.edu.tw/bin/home.php點選「最新消息」/「徵才求職區」。
(四)全國就業通網址https://www.taiwanjobs.gov.tw/Internet/index/index.aspx 點選「找工作」。
(五)104人力銀行網址https://www.104.com.tw/index.cfm點選「找公司」。
(六)教育部全國大專教師人才網網址https://tjn.moe.edu.tw/index.php點選「職缺訊息」。
(七)科技部網址https://www.most.gov.tw/點選「動態資訊」/「求才訊息」。

<<** 詳細內容請依人事室網站公告內容為基準 **>>
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(打英文還是輕鬆+快多了😉 中文版下面有連結)

Why taking the SAT or ACT when you’re not ready is a terrible mistake.

For several years now, I’ve noticed that many of my students who study at international schools tend to take an SAT test just to “test the waters.”

This is such a bad move it’s not funny!

What’s so bad about it?

American admissions officers dislike students who only focus on tests. So, even if you manage to get a high score after you’ve taken the SAT too many times, you might be rejected anyway.

Your SAT score is so important! Please do not waste any opportunity to get a high score!

I read the following quote on Dartmouth’s website:

“We don't recommend excessive testing. Making the most out of your high school opportunities is more important than repeatedly taking standardized tests."

Is it only Dartmouth?

Actually, this kind of statement isn’t unique to Dartmouth - it’s pretty standard. Most of the top universities say exactly the same thing. This causes many people to believe that colleges don’t really care much about your SAT score.

Nothing could be further from the truth!

All you have to do is to look at the average SAT/ACT scores that enrolling students receive. As an example, successful applicants to Dartmouth average around 1500 (out of 1600). That’s pretty high! What do they mean then?

They mean that students need to focus on non-academic pursuits AS WELL AS getting a very high score on their SATs.

So, you definitely need a high SAT score, but you can’t look like you care that much. If you take a test before you’re ready, there will be a record of your lower-than-ideal score. You’ll naturally need to retake the exam a second, third, and, possibly, fourth, time.

Let’s say that you do achieve your ideal score on the fourth or fifth attempt. How will the admissions officer view you when you have exactly the same score as another applicant who only took the test twice or three times? Who will they select?

Naturally, they will not choose you because you look like a testing machine.

In the US, everybody knows that it’s foolish to take the SAT or ACT more than three times. That means that you should NEVER waste an attempt. You should be ready before you ever take the test.

So, what should you do?

First, “test the waters” in a safe environment: your home.

You can do some practice questions on Khan Academy to get a feel for the test. Then, when you feel ready to tackle the whole test, do one of the Official Tests found on Khan or CollegeBoard:

https://www.khanacademy.org/mission/sat/exams

https://collegereadiness.collegeboard.org/sat/practice/full-length-practice-tests

Make sure you download the test, print it out and do it on paper. If you do it on the computer, you will NOT be simulating the real test.

Presently, there are a total of 9 released tests. CollegeBoard and Khan have released 8, and there is one more floating about on the internet. (As an aside, I actually use this test in my classes. I purposely avoid the other released tests because most schools use them and so do many students. I hate it when students say, “I’ve done that test before!”)

Simply using these tests will give you a good idea of what score you would get if you took the real test. And you can do this without risking being labelled a testing machine.

Also, as there are only 9 official tests out there, don’t waste them. Granted, there are other “official” tests online or in some schools, but these are usually riddled with errors or are incomplete. (I personally hate doing a test and not knowing which questions are faulty before doing it. Most of the time, students spend a lot of time trying to figure out the answers to questions that do not even have answers. It can be very frustrating.)

Another thing: of the nine, only 5 of them are previously administered tests. The first four “official tests” were designed before CollegeBoard switched from the old SAT to the new one in 2016. These four tests are quite easy compared to what is being tested now, so are not a great indicator of your future score. They are great for practicing question types - just understand that if you get a really high score on them it doesn’t mean that you will do just as well on test day.

Only tests 5-9 (also easier than the current tests) are the closest thing we have to the current SAT tests. Still, these are easier than the current test, especially in the reading section, so be aware that the reading will most probably be even tougher than what is in all of the officially released tests.

If you have any other questions related to how to prep for your SATs, feel free to leave a message below or PM me.

Enjoy your SAT studies!

本文的中文版:
https://brettlindsay.blogspot.tw/2018/01/satact.html

#SAT寒密班 (適合11年級 & 3月和5月的考生) https://goo.gl/17Uz1e

#SAT週六衝刺班 (針對3月和5月的考生)
https://goo.gl/3ZEEWj

#SAT暑密班 (適合10年級 & 10月和12月的考生) https://goo.gl/6Ypwsi