關於 happy money loan ，我們在網路上蒐集到這些相關的討論、資訊與評價

I FINALLY upgraded all my rig so I can stream in medium settings on games now! Isn't that amazing??!?!? ;oooo woohoo

Hi guys so recently (since May) I have been working on upgrading my pc stuff using my stars money, ko-fi money, mom's money as well as money from work to upgrade and improve my rig so I CAN IMPROVE MY STREAMS !!!

ok gonna stop BS-ing so here is my current rig

PUDDS PC
CPU - Ryzen 5 3600XT
GPU - Gigabyte Radeon RX 5700 XT GAMING OC 8G
MB - MSI X470 Gaming MY AC
RAM - Corsair Vengeance 16GB DDR4
FAN - SCYTHE Kotetsu Mark II Cooler
HDD - 2TB SEAGATE SMTH (this one old)
PSU - Silverstone ET650-B 650watts
MORE FANS -some RGB gaming freak fans (old)

OTHER STUFF THATS IMPORTANT
MIC - Thronmax MDrill One Pro
KEYBOARD - Logitech G Pro X Mechanical
MOUSE - Logitech G Pro Gaming Mouse
WEBCAM - Logitech C922 Pro Stream HD Webcam
MONITOR - ASUS (not sus) TUF Gaming VG249
HEADPHONES - SteelSeries Arctis 3

total ard 6k rm i think (F in the chat pls i dont wanna count)

----
Yes, this is all reinvestment. And also yes, it is true, you might not see a +ve balance in your first year of work/business. but hey, I'm not in debt (I think)... KEKW

But I'm very thankful to have got all of these with me right now. My workspace finally feels complete and comfortable. I can stream well and also have a space to do my work productively too. Many thanks to everyone who lent me a helping hand to get here, especially y'all viewers for the donations and stars, Shane for dem good price gearZ, as well as my mum for being the best loan shark without interest repayment. I'm really happy to finally have all of these things :) sometimes i feel i dont deserve them at all haha ha ha *cries(

Yeah, and I'm probably not gonna get sponsored by brands anytime soon. THATS FINE OKAY CUZ I SPONSOR MYSELF FOR NOW. i might be a broke ass bitch, but hey, at least im kinda happy uwu
#pcmr #rgbae

My clients, a young couple both aged 30, just bought a condo each after I sold their newly MOP 5 room HDB flat.

Kamal bought a spacious resale 3 bedder condo for $750K. They moved in directly from their HDB to this condo and their 2 children are happy using the facilities there.
Saleha bought a New Launch 2 bedder condo in District 19 for just slightly above 1 million.

𝗪𝗵𝗮𝘁’𝘀 𝘁𝗵𝗲 𝗚𝗮𝗺𝗲 𝗣𝗹𝗮𝗻?
𝟭. 𝗧𝗵𝗲𝘆 𝘄𝗶𝗹𝗹 𝘀𝗲𝗹𝗹 𝘁𝗵𝗲 𝗻𝗲𝘄 𝗰𝗼𝗻𝗱𝗼 𝘄𝗵𝗲𝗻 𝘁𝗵𝗲𝘆 𝗰𝗼𝗹𝗹𝗲𝗰𝘁 𝘁𝗵𝗲 𝗸𝗲𝘆𝘀 𝗶𝗻 𝟮𝟬𝟮𝟯,
𝟮. 𝗼𝗿 𝘄𝗵𝗶𝗹𝘀𝘁 𝘄𝗮𝗶𝘁𝗶𝗻𝗴 𝗳𝗼𝗿 𝗽𝗿𝗶𝗰𝗲 𝘁𝗼 𝗮𝗽𝗽𝗿𝗲𝗰𝗶𝗮𝘁𝗲 𝗳𝘂𝗿𝘁𝗵𝗲𝗿, 𝘁𝗵𝗲𝘆 𝗿𝗲𝗻𝘁 𝗶𝘁 𝗼𝘂𝘁 𝘀𝗼 𝘁𝗵𝗲 𝗧𝗲𝗻𝗮𝗻𝘁 𝘄𝗶𝗹𝗹 𝗯𝗲 𝗽𝗮𝘆𝗶𝗻𝗴 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗶𝗻𝘀𝘁𝗮𝗹𝗺𝗲𝗻𝘁.
𝟯. 𝗢𝗿 𝘁𝗵𝗲𝘆 𝗺𝗼𝘃𝗲 𝗶𝗻 𝗮𝗻𝗱 𝗿𝗲𝗻𝘁 𝗼𝘂𝘁 𝘁𝗵𝗲𝗶𝗿 𝗿𝗲𝘀𝗮𝗹𝗲 𝟯 𝗯𝗲𝗱𝗱𝗲𝗿 𝗰𝗼𝗻𝗱𝗼 𝗶𝗻 𝟮𝟬𝟮𝟯.

Not all new condos will appreciate in price! Choosing the Right development and the Right unit will be the most important criteria. In many cases, the lower floors make the most profits. And Freehold condos usually takes a longer time to appreciate than a 99 year leasehold condo.

Many resale condos will lose money, just as in HDB resale. We mitigate the chance of losing money by buying Yishun Emerald because of 4 factors.

Undervalue Location - once the expressways are ready, it will be more appealing and the overall value will go up.
Less than 1km to MRT station - any property near a station can still hold a value because of demand.
Potential pool of future buyers nearby - in a few years time, Canberra estate HDB owners will reach their MOP.

This is called the Exit Plan.

The long term plan for this couple is to invest in a landed property and ‘unconventional’ properties such as shophouses and central kitchen.

𝗘𝘃𝗲𝗿𝘆 𝗰𝗹𝗶𝗲𝗻𝘁 𝘀𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗻𝗲𝗲𝗱 𝗶𝘀 𝗨𝗻𝗶𝗾𝘂𝗲 𝗮𝗻𝗱 𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁.

𝗦𝗵𝗮𝗵𝗹𝗮𝗻 𝗶𝘀 𝗮 𝗴𝗼𝗼𝗱 𝗹𝗶𝘀𝘁𝗲𝗻𝗲𝗿. 𝗛𝗲 𝘄𝗼𝘂𝗹𝗱 𝗹𝗶𝗸𝗲 𝘁𝗼 𝗵𝗲𝗮𝗿 𝘆𝗼𝘂𝗿 𝘀𝘁𝗼𝗿𝘆, 𝘆𝗼𝘂𝗿 𝗽𝗹𝗮𝗻, 𝘆𝗼𝘂𝗿 𝗴𝗼𝗮𝗹𝘀, 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺𝘀 𝗮𝗻𝗱 𝗺𝗼𝘀𝘁 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁𝗹𝘆, 𝗮𝗻𝘀𝘄𝗲𝗿 𝘆𝗼𝘂𝗿 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀.

𝘂𝗻𝘁𝘂𝗻𝗴 𝗦𝗛𝗔𝗛𝗟𝗔𝗡 𝗮𝗱𝗮
☎𝗛𝗣: 𝟵𝟲𝟮𝟴𝟭𝟭𝟳𝟬
𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗚𝗿𝗼𝘂𝗽 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿
𝗣𝗿𝗼𝗽𝗡𝗲𝘅 𝗥𝗲𝗮𝗹𝘁𝘆 𝗡𝗲𝘁𝘄𝗼𝗿𝗸 𝗣𝘁𝗲 𝗟𝘁𝗱
𝗖𝗘𝗔: 𝗥𝟬𝟮𝟮𝟮𝟱𝟲𝗕

*To buy a 1 million condo, and take maximum $750K loan
you need a minimum total income of $5.6K if you’re below 35 years old.

*The CASH outlay for a new launch condo sometimes can be smaller than HDB resale.

*The monthly instalment for Condo could be lesser than a HDB. E.g 750K
HDB monthly $2,552 (2.6% 25 years) vs Condo $2,079 (2% 30 years)

* The downpayment for a Private Property could be lesser than for an EC. Because you will get more loan for a Private Property.

*Can you buy a 2nd property? When?
If you own a Private Property, can you buy a HDB flat?
Can you ‘avoid’ paying Additional Buyer Stamp Duty?

*If you own a HDB flat, yes you can buy a Private Property.
If you own a Pte Prop, you can buy HDB, but within 6 months, you must sell all other residential properties in S’pore/world except commercial property.

𝙄𝙛 𝙮𝙤𝙪 𝙛𝙞𝙣𝙙 𝙩𝙝𝙞𝙨 𝙫𝙞𝙙𝙚𝙤 𝙖𝙣𝙙 𝙩𝙝𝙚 𝙞𝙣𝙛𝙤𝙧𝙢𝙖𝙩𝙞𝙤𝙣 𝙝𝙚𝙧𝙚 𝙞𝙨 𝙪𝙨𝙚𝙛𝙪𝙡 𝙖𝙣𝙙 𝙤𝙛 𝙗𝙚𝙣𝙚𝙛𝙞𝙩 𝙩𝙤 𝙮𝙤𝙪, 𝙥𝙡𝙚𝙖𝙨𝙚 𝙎𝙃𝘼𝙍𝙀 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧 𝙛𝙧𝙞𝙚𝙣𝙙𝙨 𝙖𝙣𝙙 𝙡𝙤𝙫𝙚𝙙 𝙤𝙣𝙚𝙨.

And do remember, follow Shahlan on
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Bila dah ada anak, jangan sesekali mengeluh atau rasa susah sebab anak.

Anak ANUGERAH yang paling indah.. dan ia hanya PINJAMAN.

Anak penyeri hidup pasangan suami isteri. Anak adalah pembawa rezeki. Anak juga amanah yang perlu kita jaga. Jangan lupa juga, anak adalah pinjaman Allah yang bila-bila saja Allah boleh mengambilnya semula.
...Continue ReadingWhen you have a child, never complain or feel hard because of your child.

The most beautiful child of the AWARD.. and it's just a LOAN.

Child of the life of husband and wife. Children are the bearer of sustenance. The children are also the trust that we need to take care of. Don't forget, children are Allah's loan that Allah can take it back anytime.

Have you ever crossed our heart, complained.. complain & felt squeezed with child's presence?

Tbh EVER, as a human being we can't run away with the feeling of complaining, tiredness, not enough rest when we have children. Although we don't borne that feeling through conversation, but sometimes in the heart we know.

9 months1ohari is not a short journey. Various challenges and tests that pregnant mothers have passed. When the child is born, his behavior is different. We need to spend time taking care of her right from A-Z, awake at night, breastfeeding, babysitting & others.

Sometimes when we're tired, the feeling of anger comes up.. starting to feel that this child is a burden. Start complaining and fighting for husband and wife because couples are not working together. The kids were only able to see, smile & sleep, because they didn't understand anything. Remember, child is a loan..

Review and remember before the child is born.. we are the most excited to wait for child birth. Everyday without getting tired of talking to the child in the content. But why is it that when we are in front of our eyes, we often get mad at him because he messed up us and likes to put things on. While this little kid just wants attention.

Many couples of husband and wife, who spend thousands of ringgit working hard, try to get children. While those who have children, ignored, left and more unfortunately abused. When you have a child, you just want to sit down, your child is crying and wants attention. When I'm about to eat, my child comes to spill water. When we are resting, the child comes to play rolling on us. Remember this is a test, accept it as it is.

Every month, once kept the desire to save, save money, Allah tests, child fever @ sickness, never count or complain when there are many misfortune, believe that Allah will replace it with sustenance that we will not expect. We just need to be patient and love our children well.

Aren't we grateful, when we are given a child who has enough nature, healthy, beautiful looks & doesn't have any disease. There are people who are tested, children born not enough nature, autism, cleft, have complications of heartache, depend on life with machine and more saddening years waiting for children, but the birth is only 10 days.

Think and look at the child's face when he sleeps, this time is the best time we see the face of the child. Exposed to the face of sympathy in the child's face. When thinking about what we have been complaining and not grateful for this enjoyment, our feelings automatically become sad, and tears will fall down the cheeks.

Imagine, today is the last time you see a child, hug and kiss her alive. I don't know tomorrow the day after tomorrow we don't know what will happen, use this opportunity to make them happy.

What's your child's name? Call her now, sit in front of her, hold her cheeks with both your palm.. kiss her and say 'I LOVE YOU MAMA PAPA'.

Copyrights @[151329642013884:274:9bulan10hari] please SHARE 😍Translated

我們家每年到8/6老媽的生日時候，就會跟8/8父親節一起過：））
但今年的父親節不太一樣！
我準備了一個敲大的驚喜:))))))))

愛你們唷:D

0:00 故事背景
3:25 驚喜前ㄉ忐忑
6:34 開始送禮 老媽階段
7:50 本日重點！父親節禮物
11:18 小心得時間
14:08 完全狀況外的老媽！

#父親節 #貸款 #大驚喜！


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