關於 line bank使用心得 ，我們在網路上蒐集到這些相關的討論、資訊與評價

有人已經申辦「LINE Bank」了嗎？（#Joyce喬）
-
加入職場人社團分享你的使用心得 >> https://niusne.ws/skcgi

#LINEBank #網路銀行 #純網銀 #數位銀行 #銀行 #理財

LINE Bank 在 4/22 正式上線！
沒錯就是在 LINE 上的銀行，也是臺灣的第二家純網銀唷
首波服務有最快 6 分鐘就可在手機上完成開戶
超可愛的快點卡，一刷卡就會馬上發回饋點數
還有 LINE 好友轉帳功能，約吃飯分帳更方便
夢想帳戶為自己的目標存錢！搭配遊戲化介面，存錢變得好療癒 ❤
另外還有分期信貸、每月 60 次跨行轉帳免手續費等等
莫娜已經迫不急待想開戶了
之後再來跟大家分享使用心得跟重點優惠 ya

#電獺少女

📜 [專欄新文章] Pioneer A Financial Life on Ethereum with A Non-custodial Banking Replacement by Mel Gelderman…
✍️ 田少谷 Shao
📥 歡迎投稿： https://medium.com/taipei-ethereum-meetup #徵技術分享文 #使用心得 #教學文 #medium

Pioneer A Financial Life on Ethereum with A Non-custodial Banking Replacement by Mel Gelderman 在以太坊上開拓無需銀行託管的新金融生活

On the first day of 2019 Taipei Crosslink, the CEO of Monolith- Mel Gelderman gave a speech on their Monolith Ethereum Wallet + Tokencard and how people are starting to know and embrace Blockchain technology in our daily life, not for gambling or fraud, but for the real positive changes it can bring to the world!

monolith.xyz

Everything dates back to 2015 when Taipei Ethereum Meetup was merely a small group of people… Mel started off the speech with the memory of him stepping into the Ethereum ecosystem!

Story-telling time!

A brief description of Monolith

Monolith is a decentralised banking alternative on Ethereum, with its current business area in Europe. There are two main products: Monolith app is a contract wallet to transfer cryptocurrency to fiat money; Tokencard is a the debit Visa card that anyone can use just like a normal Visa card.

The Status Quo

Monolith has been through the FCA Sandbox in UK. However, AML(Anti-Money Laundering) and KYC(Know Your Customer) are policies Monolith has to comply with.

AML and KYC can be achieved by simply looking into the origin of the cryptocurrency or tokens, as everything on Ethereum is there, open and transparent: if an address is known to be of illegal source, banning it solves the problem.

Currently, there are already more than 1000 users using Monolith Wallet and Tokencard to cover daily expenditure!

TKN Token: Be our own bank!

Though the topic of TKN wasn’t brought up in the speech, TKN plays a crucial role in the ambition of Monolith: to return the interest of depositing money from banks to users. For more information: CLICK!.

If you’re interested in such ambition, also check out: Compound!

Demo Time

Mel demonstrated how to use their Monolith Ethereum Wallet. During the demo, there’s an anecdote really amused everyone:

The transaction time on Ethereum is surprisingly not really longer than the time on Visa lol

Apart from the above evidence that blockchain is rising ;) Here are a few notes about Monolith Wallet worth mentioning:

Monolith Wallet is a contract wallet with a recovery mechanism, which solves the problem of usual wallets that there is no way to get back your assets on blockchain once the private key is known to the attacker.

Whitelisted addresses are specific addresses not bounded by daily spend limit, and cannot be modified afterwards. Combining the two, even if an attacker gets to know the private key, the attacker can only transfer up to the daily spend limit, and the owner can transfer the remaining assets to the whitelisted addresses.

Monolith is also working on another recovery mechanism to deal with the situation of losing your phone. Stay tuned!

Monolith Tokencard also has every mechanism one needs for a normal debit card: freezing and unfreezing the card, reporting lost card, etc.

The workflow of using Monolith:

Decide the amount of cryptocurrency for exchange -> Decide the targetted fiat currency -> Wait for transaction confirmations on both Ethereum and Visa -> Success! This is now the debit card with money to spend :)

To wrap up this section, Monolith is the purest DeFi you can imagine! — Mel

Future Goal

Back in the days, it’s impossible to live solely on a Bitcoin wallet, as the exchange between cryptocurrency and real-world currencies was never easy.

However, with Monolith Wallet right now, the blockchain technology is mature enough for people to rely on the blockchain solution for daily payments, rather than trusting in banks to deal with our money.

It’s not hard to imagine that in the future, with the mass adoption of the blockchain technology, we might be able to receive cryptocurrency as salary and pay many things to anyone in every corner of the world with only a single wallet and a few clicks on your phone!

Questions

1. When or if it’s possible for Monolith to be available in Taiwan?

South Korea may be the first place for Monolith in Asia. Taiwan is on the list for sure, and hopefully, Monolith will be available by the next time when Mel visits Taiwan ;)

2. What is Monolith’s opinions on anonymity and privacy?

AML and KYC are the agreement Monolith made with Visa and FCA. However, Monolith is considering issuing a token to compensate users for going through these policies!

Conclusion

Mel’s is definitely one of the most inspiring speeches: Monolith and Tokencard visualize the dream that blockchain technology can really help make our society a more decentralised place and reduce the risk that we have always been staking on the centralised institutions!

In the end, I’d like to quote a line from Mel to summarize the speech and also his enthusiasm towards blockchain and Ethereum:

We are on the cusp of the most exciting moment in Ethereum since its creation!

Special thanks to Mel Gelderman for the friendly and patient feedback on my questions and recommending me COMPOUND!!! also, to Yahsin Huang for reviewing and her helpful advices and as usual to Chih-Cheng Liang for organizing the TEM column:)

Pioneer A Financial Life on Ethereum with A Non-custodial Banking Replacement by Mel Gelderman… was originally published in Taipei Ethereum Meetup on Medium, where people are continuing the conversation by highlighting and responding to this story.

👏 歡迎轉載分享鼓掌

前幾天都一直講到續航，那講到續航怎麼可以不來玩一下行動電源？
剛好我最近常常在外面剪片都會遇到沒有插頭的情況，所以我才決定買了這顆可以衝筆電的小米行動電源3高配版 20000容量來開箱，以及分享我選行動電源的一些心得囉！

不得不說小米真的是行動電源市場的破壞者....這一顆才995元欸！難怪小米行動電源的評價一直都算不錯（因為就是這麼便宜啊啊啊！）
可是 20000 小米行動電源 3 高配版的 USB-C 接口既可輸入也可輸出，提供雙向 45W MAX 的強勁功率，不但可以為你的iPhone 手機充電，也可以為 USB-C 接口的 MacBook 以及 Switch 提供充電，高品質鋰聚合物電芯可為智慧設備持久續航，到底要多強！？

懶得看我講廢話的可以直接看賣場連結：
https://www.mi.com/tw/20000mAh-mi-power-bank-3-pro/

可為筆記型電腦充電的行動電源
45W MAX
USB-A（單口）：5V2.4A / 9V2A / 12V1.5A
USB-A（雙口）：5V3A
USB-C：5V3A / 9V3A / 12V3A / 15V3A / 20V2A
*USB-C 相容性：智慧型設備支援PD技術，支援45W及45W電源以下裝置
三口：5V5.4A / 9V3A / 12V3A / 15V3A / 20V2A
三口輸出
高品質鋰聚合物電芯

我知道還有很多不夠詳細，只是我就一個人時間有限，我再找時間慢慢拍囉QQ”還請大家包容見諒，有什麼想法、給我建議或是想看我拍什麼都歡迎多留言囉！

Paypal贊助我的影片和文章：https://paypal.me/goodskang?locale.x=zh_TW
按讚Facebook 粉絲專頁：https://www.facebook.com/goodskang/
痞客邦 Pixnet : http://goodskang.pixnet.net/blog

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https://youtu.be/5siUwrYJfPs

【Apple Watch 入手Series 5或是各代前必看 Siri偵測使用 尼龍錶帶橡膠錶帶差異以及Watch OS 6 實用APP初步試玩】
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【要買iPhone 11 還是 iPhone 11 Pro (Max) ？】
https://youtu.be/sOYXOmHEzN4

【鈦金屬陶瓷不鏽鋼Apple Watch 5台灣何時發售？價格多少？GPS無線網路版該怎麼選？】 https://youtu.be/i0tGy0kwJt0

【開箱】淘寶Apple Watch錶帶大解析破解！
https://youtu.be/jkiojqCCnxI

【Apple Watch Series 5才有睡眠偵測？兩套睡眠偵測APP以及睡眠小知識分享】
https://youtu.be/Ke1FqloE380

#小米行動電源3高配版開箱20000mAh #小米行動電源 #行動電源