There's no point in trying to look rich but ending up broke in the process.
A lot of people get into debt just so they can look cool by having the newest car, nicest house, or the nicest clothes.
And all that is great when you can afford it, but most people aren’t in that position.
Here’s how the rich stay rich.
They invest their money into income-generating assets...
Then use the cash flow to pay for their luxuries.
Then once they've paid their loan off, they still have their lumpsum making them money month in month out.
What was your biggest takeaway from this post?
Share it below
同時也有36部Youtube影片,追蹤數超過0的網紅Winter Chee,也在其Youtube影片中提到,Hola! Despite the pandemic, it kinda gave us a chance to explore our home country better. I have been living in Singapore since birth and have never...
「pay in cash」的推薦目錄:
- 關於pay in cash 在 Facebook 的最讚貼文
- 關於pay in cash 在 That Food Cray Facebook 的精選貼文
- 關於pay in cash 在 貓的成長美股異想世界 Facebook 的最讚貼文
- 關於pay in cash 在 Winter Chee Youtube 的最讚貼文
- 關於pay in cash 在 Daphne Iking Youtube 的最佳貼文
- 關於pay in cash 在 DJ Macky Suson Youtube 的最佳解答
- 關於pay in cash 在 PayPal, Venmo, Apple Cash: Which mobile pay app is right for ... 的評價
- 關於pay in cash 在 Amy Trembath - How come you can't pay cash on delievery... 的評價
pay in cash 在 That Food Cray Facebook 的精選貼文
Since the idea of hopping on a flight to Italy seems like it's a million miles away, we flew over to @spigahongkong instead and had a delicious brunch for 2 on @asiamiles! If you're sitting on some extra #AsiaMiles, you can now cash them in for food using @cathaypacific’s new lifestyle app feature where you can settle your bill using miles or a mix of #MilesPlusCash using your phone! The best part is, you can also collect miles while you dine as well.
All you need to do is:
1️⃣ Download the Cathay travel lifestyle app.
2️⃣ Connect your OpenRice account to your Cathay account.
3️⃣ Add your Cathay Mastercard credit card details.
4️⃣ Scan the restaurant's QR code*.
5️⃣ Pay with the mix of miles and cash that suits you!
As an added bonus, from now until September 30th, members will be able to earn double miles when settling payments with Miles Plus Cash on the Cathay app!
*Available at participating restaurants only.
#liferewarded #cathay #cathaypacific #SettleYourBillinStyle #DiningMadeEasy
pay in cash 在 貓的成長美股異想世界 Facebook 的最讚貼文
🌻Docusign(DOCU), Crowdstrike(CRWD)財報結果
上週這兩家公司發表財報了.
這兩天看了一下他們的財報結果. Again, 兩家的表現都很好, 但發現分析師給DOCU的調價(往上)幅度比較多, 就好奇研究了一下SaaS公司是怎麼被估值的. 有興趣的話可以看看(從中學習到很多. 非常推薦一讀):
https://makingsenseofusastocks.blogspot.com/2021/09/blog-post.html
(By the way, 分析師對CRWD的價格調幅沒那麼大, 主因是成長趨緩了. 而DOCU的free cash flow佔營收比, 以及顧客黏著力在這季創了新高, 是讓分析師按讚的幾個原因).
關於CRWD: "The Street is already modeling revenue growth deceleration in 2022 to 36%, down from 60% expected in 2021, which on its own might prove a hurdle for a stock already trading at a high multiple," said Bank of America analyst Tal Liani in a report.
分析師對於DOCU的評價:
• 11位buy; 給的價格分別是: $310, $320 (x2), $330 (x2), $340 (x2), $345, $350, $350, $389
• 給Buy的分析師的評語:
o Baird: The analyst continues to view them as a best in class way to play digital transformation trends with strong growth, cash flow and profitability, and a strong competitive position. Power said DocuSign remains one of his top long-term compounding growth ideas.
o Citi: While slightly shy of the double-digit billings beat in recent quarters, DocuSign still delivered a solid 8% beat to Q2 billings, which grew 47% year-over-year, Radke tells investors in a research note.
o Evercore ISI: he calls "another strong quarter." While some may have wanted to see more aggressive Q3 billings guidance, he believes estimates "continue to leave room for upside," Materne said.
o JMP Securities: While revenue growth decelerated to 50% from 58% in Q1, the company is the clear leader in electronic signature and the broader system of agreement having crossed over 1M customers with a $2B run rate this quarter, the analyst tells investors in a research note, adding that he sees lots of room for growth as DocuSign targets a $50B total addressable market.
o Needham: The analyst commented, "Docusign reported another strong quarter in 2QF22 with typical DOCU upside to revenue and profitability. Sales metrics and growth decelerated Q/Q, as we expected against a massive pandemic quarter, but at a much slower rate than we believe much of the Street was anticipating. 65k net new customers was lower than the 70k - 90 range of CY20 but was still more than 2x greater than any pre-pandemic quarter, highlighting a strong end-market driving 47% billings growth against a strong comp. Commentary on incremental Agreement Cloud demand was positive, suggesting an additional growth tailwind combined with solid international can further aid 2HF22. Although DOCU shares could be lower near-term due to weak 2H OpMg guidance, we think this guidance is conservative, as the recent OM was greater than the pre-pandemic level even with tough comps."
o RBC Capital: The quarter highlighted the sustainability of the company's tailwinds post-pandemic as most of its underlying metrics such as billings and net revenue retention were solid, the analyst tells investors in a research note, adding that the traction with CLM and Notary was also "impressive".
分析師對於CRWD的評價:
• 12位buy; 給的價格分別是: $300, $310 (x2), $313, $315 (x2) , $305, $320, $325, $330 (x2), $340
• 1位給hold: $280 (from $220 by J.P. Morgan(same))
• 給Buy的分析師的評語:
o Baird: The analyst believes the company has significant room for growth with core modules, opportunities with Humio and in cloud workload security, among others, should help drive a continuation of strong growth over a long time horizon.
o BTIG: The company's "strong" Q2 results "cleared every hurdle", even though the buy-side benchmarks may have been slightly higher, the analyst tells investors in a research note. Powell adds that Crowdstrike is clearly gaining share in its core endpoint security target market at a rapid pace and gaining traction with new products across multiple categories.
o Canaccord: The analyst said the stock is down from its recent highs, and he thinks the re-rating creates a more favorable entry point for longer-oriented investors for a foundational security name. He views Crowdstrike as a long-term secular winner in security due to its native cloud platform advantage versus closely held peers in endpoint security combined with platform expansion into tangential segments to capture greater share of security budgets.
o Goldman Sachs: CrowdStrike last night delivered "another beat and raise quarter as the company benefited from another quarter of elevated demand," Essex said. But it traded lower following net new annual recurring revenue growth guidance that was slightly less than investors had hoped for. Essex, nonetheless, said the quarter demonstrated CrowdStrike's "ability to continue to go down market efficiently."
o JMP Securities: The analyst notes the company's Q2 annualized recurring revenue of $1.34B topping his estimate of $1.30B, with "sustained" 70% ARR and revenue growth along with margin upside seen as key highlights for the quarter. Suppiger adds that the metrics reflect Crowdstrike's "strong execution and robust demand environment".
o Mizuho: "very good" fiscal Q2 results. The annual recurring revenue growth of 70% year-over-year "was strong and still nicely surpassed" the Street's 65%-66% estimate, Moskowitz tells investors in a research note. He believes "strong execution can propel" Crowdstrike's stock higher.
o Piper Sandler: The company's metrics "outperformed across the board" in Q2 with 70% annual recurring revenue and revenue growth and record net new customer adds in the quarter, Owens tells investors in a research note.
o RBC Capital: Hedberg adds that CrowdStrike's record pipeline entering Q3 should continue to fuel the company's "land-and-expand" momentum.
o Stifel: Q2 results that he said "exceeded consensus estimates across all major financial metrics." He continues to believe that Crowdstrike's growth opportunity "remains in the early days" despite the company's scale given continued share capture within its core endpoint security market and incremental module adoption on the Falcon Platform, Reback tells investors.
o UBS: the company reported "pretty good" Q2 results against high expectations.
🌻趨勢: 跨境電商 Cross-border commerce
Morgan Stanley:
From our perspective, we think many are underestimating what the cross-border eCommerce demand could ultimately be, once key friction points like FX rates, tax and duties, shipping, language, etc are smoothed—all issues that Global-E directly addresses.
Cross-border ecommerce brings new, high-yield volume: We think elevated levels of cross-border ecommerce (ex-travel) is a structural shift thathas yet to be fully contemplated in MA (and V)'s long-term forecasts. MA's cross-border CNP ex-travel volume was 69% above 2019's level in 2Q and 63% higher in 1Q. Strength reflects both broader ecommerce adoption plus globalization of commerce, as marketplaces and services that reduce cross-border friction (such as those from GLBE) make international online ordering more readily adopted. Early data at V suggests greater cross-border ecommerce spend is persisting even in areas with pre-pandemic levels of international travel. Cross-border transactions also come at a higher yield, making us more optimistic that the trend can bring incremental long-term growth to the networks.
產業的潮流是有連貫性的. 疫情讓電商更發達後, 接下來應該就是加速電商跨境了. 跨境的話, 有很多問題需要解決(稅率, 語言, etc.) 這就需要有公司來做整合的動作. 這種跨境, 也可以想像是omnichannel的一種呈現.
Harley Finkelstein (President of Shopify): "I mean I think commerce in 2021 is cross-border."
🌻SPAC熱潮退卻,初創市值蒸發750億美元
"SPAC熱潮已經退卻。分析顯示,在2月中旬以前完成合併的137家SPAC的總市值已經蒸發25%,市值回落幅度上個月一度超過1,000億美元。"
"像貝萊德(BlackRock Inc., BLK)和富達投資(Fidelity Investments Inc.)這類企業管理的基金,以及許多對沖基金、養老金管理公司和其他一些投資者,都在SPAC的回落中遭受了衝擊,他們在去年年底開始的熱潮中競相投資SPAC。其中許多基金由於在價格還很低的時候就早早入場,所以現在仍坐擁可觀收益。事實上,SPAC市值仍有約2,500億美元,高於一年前的約1,000億美元,反映出這期間股價上漲和新公司上市的影響。
但即便如此,今年年初令人炫目的回報還是讓許多後來者做了接盤俠,扎堆投資所謂穩賺不賠的領域,其永恆的風險可見一斑。在過去的幾個月裡,一些投資者眼睜睜看著帳面財富縮水。"
"股價下跌會在SPAC領域形成惡性循環,因為投資者有權在併購交易前從空白支票公司撤資。一旦SPAC跌破發行價,投資者就更有可能這樣做,而許多SPAC的股價現在正處於這樣的水平。目前,在尚未宣布併購交易的空白支票公司中,超過95%的公司股價低於發行價。
投資者的大規模撤資會讓已經上市的空白支票公司手上的現金大幅減少,讓其更難實現業務目標,並可能加劇股價跌勢。"
https://on.wsj.com/3n6JznC
🌻BNPL (buy now pay later)
But most BNPL providers including Affirm, Klarna and Afterpay have been losing money despite breakneck revenue growth as they invest heavily in marketing to win share. Sweden-based Klarna’s credit losses more than doubled in the second quarter. Affirm has projected adjusted operating losses of $50m-$55m for the fiscal year that ended June 30.
The path to profitability for many of these companies was to achieve massive scale, analysts said.
https://www.ft.com/content/ca201a37-a16d-4223-b123-04d38350a972
Pictures: 一葉知秋; from EarningsWhispers
pay in cash 在 Winter Chee Youtube 的最讚貼文
Hola!
Despite the pandemic, it kinda gave us a chance to explore our home country better. I have been living in Singapore since birth and have never visited Pulau Ubin. So happy to finally be able to make the trip there and it was definitely a day trip to remember. With the new rules in place, visiting Pulau Ubin can be a little friends bonding time or a couple activity. Be sure to bring some cash so that you can pay for your boat ride and rent a bike! Have fun and stay safe. xx
Music by Samuel A - Feel Good - https://thmatc.co/?l=0948AF09
Music by HONÜ - Summer Sunshine - https://thmatc.co/?l=E46236DE
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pay in cash 在 Daphne Iking Youtube 的最佳貼文
GAIZZZZ SOB! Macam MCO 3.0 nak kejadian ni!!!
With kes COVID-19 on a rise, the prospect of making the ????? ??????? journey to celebrate the coming Hari Raya with loved ones seem so GRIM. So again, it’s going to be a cosy but SAFE celebration here at the #IkingAzmi abode. But unlike last year, where I was in my confinement and we ordered our Raya meals - I’m starting my own family tradition by cooking the WHOLE Raya “feast” with the kids! This is a HUGE for Noob Cook like @gramforthecook hokays?!
I prefer to shop for my groceries online - partially cause I want to delegate chores like shopping for more productive stuff. Also, I’m trying to stay safe at home. Just don’t want to take the risk of going out unnecessarily.
Bonus point? When paying with my @myboostapp, I get Boost coins, cash back and promo deals - depending on the merchants I purchase from.
Today, I shared my ????? ????? in prepping for the upcoming Raya in my LIVESTREAM which includes:
1. Buying groceries online (sooo many merchants are with Boost’s ecosystem like @shiffa_enterprise , @fishforitmy , @wadoodmart , @happyfresh_my and so much more!)
2. Use ready-to-eat meals like Ketupat (Brand Nona is sold in most grocers. They seem ok), powder / pastes
3. If you’re baking game is not so Onz, orders cakes and biscuits from local bakers #SapotLokal
4. Get a THERMOMIX! I tell you... it will save you so much time and hassle. I will teach you how to make Raya cuisine and more with the press press of the button! (Saja plug in DM tepi ye? ?)
With the Boost app, you can also pay your ?-????? and share your ?-???? ???? safely (follow them to get updates when it’s launched)
Here’s a recap of our grocers Boost Promos:
@shiffa_enterprise Pakej Ramadan RM60 instead of RM73!
@fishforitmy RM10 OFF for every RM130 spent (promo code: CELEBRATEFFI)
Check out @wadoodmart Hari Raya Bundles. They do same day delivery too!
Thanks Boost Team for initiating this platform and thank you to all my wonderful guests! Congratulations to all winners of the 1000 Boost coins and RM50 cash in your e-wallet. I ? you guys!
10 more days till Aidilfitri ? Wheeeee!
Thanks for watching and please do not forget to subscribe!
Also follow me on my other social media channels:
Instagram
https://www.instagram.com/daphneiking/
Facebook
https://www.facebook.com/daphneiking/
Twitter
https://twitter.com/DaphCLPT
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pay in cash 在 DJ Macky Suson Youtube 的最佳解答
There are plenty of benefits from remitting through Singtel Dash.
Aside from getting the best exchange rates, lowest transaction fees, and avoiding the crowd, you can get 100 Dash Points every time you remit trough the Dash app.
Additionally, you can earn Dash Points by using the Dash app to pay for your daily public transportation.
You can redeem Dash reward points to pay or offset your bills at 7Eleven and more.
https://dash.com.sg/remit
#Shorts
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pay in cash 在 Amy Trembath - How come you can't pay cash on delievery... 的推薦與評價
Hi there Michelle, thanks for getting in touch. Our partner restaurants have the option to accept card or cash payments through Just Eat. ... <看更多>
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Facebook Pay, Google Pay and Apple Pay Cash don't grab our personal data; Venmo, Cash and others do. Apps free, but come with a cost of our ... ... <看更多>