Episode #6: How to properly use your life insurance
https://www.youtube.com/watch?v=vBqGKcOeA5g
主持人:楊應超 第6集:拿保險當投資好嗎?
節目直播時間:週五 14點
本集播出日期:2020.10.16
⏭ 章節: 00:00 頻道片頭
00:07 開場
00:29 節目片頭
00:47 拿保險當投資好嗎?
14:04 Q&A:早投資和晚投資的分別
21:04 請繼續提問:你活著不是為了工作,祝大家早日達到財務自由 23:16 節目片尾
📝 名詞補充:
1.Term Life Insurance:定期壽險
2.Whole Life Insurance:終身壽險
3.Cash Value:現金值
4.Long Term Care Insurance:長期看顧保險
5.Universal Life Insurance:綜合性人壽保險
6.Durable power of attorney:持久授權書
7.Inflation adjusted annuity:通貨膨漲年金
8.Rule of 72:72法則,幾年投資可以翻倍
9.ROTH IRA:羅斯個人退休金計劃
📚 參考書訊:《財務自由的人生:跟著首席分析師楊應超學華爾街的投資技巧和工作效率,40歲就過FIRE的優質生活》
同時也有1部Youtube影片,追蹤數超過15萬的網紅豐富,也在其Youtube影片中提到,主持人:楊應超 第一季-第6集:拿保險當投資好嗎? 節目直播時間:週五 14點 本集播出日期:2020.10.16 ⏭ 章節: 00:00 頻道片頭 00:07 開場 00:29 節目片頭 00:47 拿保險當投資好嗎? 14:04 Q&A:早投資和晚投資的分別 21:04 請繼續提問:你活著不是...
power of attorney授權書 在 柬埔寨房地產投資 Facebook 的精選貼文
柬埔寨土地轉讓產權程序
2019/11/28
要完成所有權轉讓的過程,需要遵循一些特定步驟,需要獲取文件以及與相關機構進行必要的協商。
步驟1:向土地管理,城市規劃和建設部(MLMUPC)的土地局核實土地所有權證書,以檢查是否有任何債務或其他財產索償要求。此過程要求:買方必須從賣方那裡獲得原始所有權證書,以驗證其真實所有權。然後,買方將通過MLMUPC的土地局驗證所有權證書,土地局將通知買方該財產有任何留置權(債務),抵押或其他要求。相關政府機構:MLMUPC的土地辦公室預計完成時間:大約需要10天(應與步驟2和3同時進行)
步驟2:獲取有關物業的信息,買主必須從相關的公社理事會官員那裡獲得有關財產的信息。這涉及購買者與財產所在地的村長或公社理事會官員聯繫,以獲得有關土地/財產的信息。除此之外,還應該在縣/地區土地辦公室對所有權進行正式搜索。預計完成時間:大約需要10天(建議與步驟1和3同時進行)
步驟3:從賣方獲得公司成立證書和正式文件,如果土地所有人是法人,則買方必須獲得;
股東或代表公司行事的人的身份證複印件,
由商務部簽發的賣方公司註冊證書的認證/公證副本。
賣方提供的與公司和交易有關的其他任何正式文件。
需要所有這些文件來驗證標題證書上顯示的公司名稱的準確性和身份。還需要其他文件來證明賣方對將財產轉讓給買方的授權。
特殊授權書-該公司董事會簽署的決議,授權指定的個人(賣方)代表公司在土地局(MLMUPC)授權書特別說明賣方可以使該決議生效,以將土地所有權轉讓給買方。
相關政府機構:商務部預計完成時間:此過程大約需要10天(應該與步驟1和2同時進行)
步驟4:在地區土地局(MLMUPC)申請註冊-當買賣雙方(無論是個人還是公司)希望完成財產交易時,他們必須一起前往MLMUPC的地區土地辦公室安排準備並簽署相關文件。此步驟所需的文檔是公司的章程,公司的註冊證書(在第3步中獲得)兩種授權書文件(在步驟3中獲得)。簽署契約時,賣方必須將賣方持有的原始業權證明提交給地區土地局,以便在文件上正式插入新所有者的名字。相關政府機構:MLMUPC地區土地局(土地管理,城市規劃和建設部地區土地局)完成該步驟的估計時間:此步驟需要20到30天。
第5步:支付轉讓稅-財產總值的約4%的轉讓稅,向轉讓財產所居住地區的總稅局經濟和財政部支付。然後開具收據以證明已經繳納了財產轉讓稅。但是,在金邊,該稅不基於財產的真實交易價值進行評估;而是根據金邊市政府確定的房地產價格表。金邊市政府的評估估值基於以下因素:總平方米數,土地的位置,用途,潛在用途和其他變量。
簡而言之,轉讓稅不是基於出售土地的實際價格,通常是這種情況,而是基於金邊市政府評估的價值,該價格可能高於稅收。外國投資人可經公證信託委辦及監督以上程序合法轉移,以保障投資人的財產權益。
柬埔寨土地出售
土地: 西哈奴克市Otres Sangkat 4 Village 近海邊
面積: 共16322 M2, 路邊49M,適合綜合商業開發
卡別: 硬卡
單價: 1900 USD/M2(可協商)
聯繫: 012473236 張先生 WECHAT ID: j012661511
LINE ID: CAMBODIA 012473236
0973950962 彭先生WECHATID:winson0909691866
LINE ID: CHINA 13862638726
089361886 林先生 (柬語.華語)
登錄: 2019/11/26
備註: 如欲採購本土地請聯繫手機,確認您需求後提供詳細資料,含地籍圖,現場照片 ,安排土地現場參觀及後續簽約事宜。
Cambodia Land Transfer Property Rights Procedure
11/28/2019
To complete the ownership transfer process, there are specific steps to follow, documents need to be obtained and necessary consultations with the relevant agencies are required.
Step 1: Verify the Land Ownership Certificate with the Land Office of the Ministry of Land Management, Urban Planning and Construction (MLMUPC) to check if there are any claims for debt or other property claims. This process requires that the buyer must obtain the original certificate of ownership from the seller to verify their true ownership. The buyer will then verify the title certificate through the MLMUPC's Land Office, which will notify the buyer of any liens (debt), mortgage or other requirements for the property. Relevant government agency: MLMUPC's Land Office Estimated completion time: Approximately 10 days (should be performed simultaneously with steps 2 and 3)
Step 2: To obtain information about the property, the buyer must obtain information about the property from the relevant Commune Council official. This involves the purchaser contacting the village head or commune council official where the property is located to obtain information about the land / property. In addition, a formal search of ownership should be conducted at the county / territory land office. Estimated completion time: approximately 10 days (suggested to be performed simultaneously with steps 1 and 3)
Step 3: Obtain a company establishment certificate and official documents from the seller. If the land owner is a legal person, the buyer must obtain it;
A copy of the ID of a shareholder or person acting on behalf of the company,
Certified / Notarized Copy of Seller's Company Registration Certificate issued by the Ministry of Commerce.
Any other official documents provided by the seller in connection with the company and the transaction.
All of these documents are required to verify the accuracy and identity of the company name displayed on the title certificate. Other documents are needed to prove the seller's authorization to transfer the property to the buyer.
Special Power of Attorney-A resolution signed by the company's board of directors authorizing a designated individual (the seller) to represent the company in the Land Office (MLMUPC). The power of attorney specifically states that the seller can make the resolution effective to transfer land ownership to the buyer.
Relevant government agency: Ministry of Commerce Estimated completion time: This process takes about 10 days (should be performed at the same time as steps 1 and 2)
Step 4: Apply for registration with the Regional Land Office (MLMUPC)-When buyers and sellers (whether individuals or companies) wish to complete a property transaction, they must go to the MLMUPC Regional Land Office to arrange for preparation and signing of relevant documents. The documents required for this step are the company's articles of association, the company's certificate of registration (obtained in step 3), and two types of authorization documents (obtained in step 3). When signing the contract, the seller must submit the original title certificate held by the seller to the regional land bureau in order to formally insert the name of the new owner on the document. Relevant government agency: MLMUPC Regional Land Bureau (Land Management, Urban Planning and Construction Ministry Regional Land Bureau) Estimated time to complete this step:
power of attorney授權書 在 豐富 Youtube 的精選貼文
主持人:楊應超
第一季-第6集:拿保險當投資好嗎?
節目直播時間:週五 14點
本集播出日期:2020.10.16
⏭ 章節:
00:00 頻道片頭
00:07 開場
00:29 節目片頭
00:47 拿保險當投資好嗎?
14:04 Q&A:早投資和晚投資的分別
21:04 請繼續提問:你活著不是為了工作,祝大家早日達到財務自由
23:16 節目片尾
📝 名詞補充:
1.Term Life Insurance:定期壽險
2.Whole Life Insurance:終身壽險
3.Cash Value:現金值
4.Long Term Care Insurance:長期看顧保險
5.Universal Life Insurance:綜合性人壽保險
6.Durable power of attorney:持久授權書
7.Inflation adjusted annuity:通貨膨漲年金
8.Rule of 72:72法則,幾年投資可以翻倍
9.ROTH IRA:羅斯個人退休金計劃
📚 參考書訊:《財務自由的人生:跟著首席分析師楊應超學華爾街的投資技巧和工作效率,40歲就過FIRE的優質生活》 https://eslite.me/w24ad
#楊應超 #財務自由的FIRE #保險與投資
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