When I was young, I wanted to be everything. Then in my early 20s, I wasn’t sure what I wanted to do in my life. Now I’m in my 30s, I have a clearer sense of what my goals are but it can be challenging to achieve financial goals today, this is especially because our generation starts saving very late. 😧
One goal that I have been working towards, is getting a place of my own once I turn 35. I have been trying to understand my spending and savings to ensure that I am on track to achieve this goal, however I am always second guessing my calculations and myself. With DBS NAV Planner’s Map Your Money feature, we can now map our personal goals and see a projection of your cash flow for years ahead (that takes into account things I didn’t even consider such as; inflation, SRS/CPF rules and assets outside of DBS). I can now see the shortfalls/gaps in my current savings income streams.
Better yet, NAV Planner doesn’t stop at just 1 goal. I can add in all the goals I have and it would evaluate if I am doing enough to achieve that goal. 🤑
Simply log in to your DBS digibank and click on the plan tab to try NAV Planner!
同時也有10000部Youtube影片,追蹤數超過2,910的網紅コバにゃんチャンネル,也在其Youtube影片中提到,...
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doing calculations 在 Soh Wai Ching - Athlete Facebook 的最佳貼文
#10MinsChallenge
Run the Furthest in 10-mins to win a pair of MetaRacer at a Treadmill
Friend shared this news with me on Thursday and I decided to give it a try. Sign up straightaway and choose the first slot of the day 11am-12pm (finish it and can go back home), continue for a session later in the evening.
I had made a phone call to the ASICS Outlet at Pavilion on the day before to find out the maximum speed of the treadmill, but no one pick up. 😅
I woke up early to have some breakfast and load up a short of @beetitsportmy 90 minutes before 11am. I reached there early to find out the maximum speed of the treadmill. Knowing that it is 20kph, so it should be fine to hold all the way to the end. if it is a much higher speed like 23 - 25 kph or even more, I have to do some calculations and come out with different strategy.
Then I went to Starbucks and load up caffeine since I am quite tire at that moment. Did an imagination session on my own of running at 20kph on my mind before doing the real challenge.
I then went to the shop at around 11.10am after unload at toilet and suit up calves and quads compression from @bauerfeindsportsmalaysia
As there are 3 participants in every hour slot, and glad that both of them complete it before 11.30am, I have the 30 minutes for just myself.
Had a 4-5 min warm up run on the treadmill, gradually increasing the speed. You need a longer warm up as you are running indoor, where the environment is cold due to the air-conditioning.
Did some quick drills and striding at 20kph on the treadmill just to get the feeling and engaging all the muscles required to fire for 10 min continuously later.
Set up metronome at 185 bpm, put on one side of my @jaybirdmalaysia Jaybird Vista, set up the GoPro to record the whole session.
Challenge Begin... Thanks Melissa for quickly tune it up to 20 kph once the 10 min time is set.
To be continue...
#10minsChallenge #MetaRacer #Running #20kph #BauerfeindMalaysia #JaybirdMalaysia
doing calculations 在 謙預 Qianyu.sg Facebook 的最讚貼文
【上天為何會負你?】
Why Did Heaven Let You Down?
拼啊!!! 所以請問那個小數點是在第一個號碼後面嗎?😁
不說你不知,約八年前,我曾經銀行戶口裡只剩下新幣$0.83。因為之前的生意,資金周轉有困難,某日凌晨一點,我發簡訊向我媽借錢。那是我長了那麼大,生平第一次這麼做。發簡訊,因為我不敢打電話向我媽開口。
當時,我是整個家族裡的唯一一個大學生,每逢過年,長輩們都問我為什麼不找個安分守己的工作。在他們面前,我彷彿就是那個吊兒郎當的人妻,老公辛苦工作,我什麼都不成。我無法交代為何自己會那麼落魄,因為我也不懂。
那時,只覺得老天對我太不公平了。
小時候,父母做生意困難,長大後,卻輪到我繼承相同的命運。
小時後,在家常常接聽債主們的「奪命追魂call」。長大後,在外常常接到銀行的「快點還錢call」。所以到現在,雖早就沒欠債,我依然不喜歡聽電話,連發簡訊都不喜歡。
這也就是為什麼,我並沒有提供電話號碼給你們聯絡我。
那天,一位馬國的客人說:「老師,你的收費很貴!你賺很多錢!」
我氣定神閒的答:「我修來的。」
苦瓜吃了半輩子,也該輪到我修成正果了吧!妹妹,你為我開心,也能因隨喜而修來福報呀!
一個人不會平白無故失敗的。
你問我要怎麼鹹魚翻身,那我問你,你是否已經能夠赤裸裸的面對你的缺點呢?
我們會失敗,必定是被自己的缺點給絆倒的。
你能夠放下傲慢,接受你認為刺耳的話時,就是你迎接第二個春天的開始了。
缺點就是我們的盲點,也是讓我們折福造業的源頭。
你當真是做生意的,應該很厲害算。
我若說出你有哪二十個缺點,你可以選擇糾結生氣埋怨投訴,甚至向左鄰右舍、祖宗十八代數落我。你也可以選擇狠下心來,把那二十個缺點來個「七十二變」,變成你二十個嶄新的優點。
聰明的生意人,你算一下,長遠來說哪一宗交易比較賺錢?
然後再仔細想想,是上天負了你,還是因為你選擇視若無睹,而負了你自己?
我不認為你可以改,我不認為你還有成功的機會,我又何必冒著名譽和生命危險來「坦誠相對」呢?做壞人貪好玩meh?😂
我們可以是自己最大的貴人,也可以是我們最大的敵人,一切全在你一念之間。
大家修的福報和功德數量,一定要比你們的身份證號碼還長!比萬里長城更長!做個福德綿綿不絕的善人!
(圖片來源:不明網絡)
—————————————
Fight on! So excuse me, is the decimal point after the first number? 😁
You may not know this about me. About 8 years ago, I was so broke that I only have S$0.83 in my bank accounts. Because my previous business had cash flow problems, one night at 1am, I sent a SMS to my mum to borrow money from her. It was my first ever time doing that as a married adult. I sent the text message because I did not dare to call.
At that time, I was the only graduate in my entire clan. And every CNY, the elders would ask why I did not get a stable job. In their eyes, I was like that good-for-nothing married woman where the husband was toiling to make ends meet and me? Don’t know do what. I could not tell them how I ended up being so pathetic because even I myself didn’t know why.
I only felt Heaven was so unfair to me.
When I was a kid, my parents ran into difficulties managing their business. I sure did not expect myself to have the same destiny as them after I grew up.
As a little girl, I often answered calls from angry creditors at home. As an adult, I often received calls from the bank, snapping at my heels to pay up. So till now, even though I no longer owe the bank, I still do not like answering phone calls.
This is why I do not have any mobile number for you to contact me.
That day, a Malaysian client exclaimed, “Teacher, your fee is so expensive! You earn a lot of money!”
I replied calmly, “This is the fruit of my cultivation.”
Having reaped so many bitter fruits for the large part of my life, surely it should be my turn to enjoy some rewards. Sister, if you are happy for me, this virtuous thought will also earn you good fortune!
Nobody becomes a failure for no good reason.
You ask me how to rise from this lowest point in your life. Let me ask you this. Are you able to face your weaknesses squarely?
We fail because we are floundered by our weaknesses.
When you can squash your pride, and hear what you think are jarring words, that marks the beginning of your second Spring in life.
Our weaknesses are our blind spots, and the reason for our karmic transgressions and reduction in blessedness.
If you are a true businessman, you should be very shrewd in your calculations.
When I tell you the 20 weaknesses you have, you can choose to fly into a tantrum, grapple with the truth, bear grudges and complain about me to your neighbours and your ancestors of 18 generations.
You can also decisively transform that 20 weaknesses into your 20 brand new strengths!
Dear smart businessman, do your math and decide which makes a more profitable deal in the long run.
And then think over this, did Heaven let you down or did you let yourself down by turning your heart away from the obvious?
If I do not think you can change, if I do not think you still have a chance at success, why would I risk my reputation and my life to tell you the naked truth? You think it’s fun to be the b*tch? 😂
We can be our greatest benefactor and we also can be our greatest enemy. It’s all within that one thought.
May the amount of merits and good fortune you cultivate be as long as your IC number! What the heck! Let’s have it even longer than the Great Wall of China! Be a blessed person of endless good!
(Photo credit to its unknown Internet source)
doing calculations 在 コバにゃんチャンネル Youtube 的最讚貼文
doing calculations 在 大象中醫 Youtube 的最佳貼文
doing calculations 在 大象中醫 Youtube 的最讚貼文
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